9 Talbot Ln, Chelmsford, MA 01824 Property Records

Middlesex County and Chelmsford Town property record for 9 Talbot Ln, Chelmsford, MA 01824

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,988 sqft · built 2003
Lot Size	1.18 acres (51,401 sqft)
Owner	2 Individual Names on File
Last Sale	$1,275,000 (Nov 2021)
Tax Bill	$17,193 (2026)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Jul 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`15857`

Property Details

APN / Parcel Number

Primary APN	`15857`
Alternative APN	`CHEL M:0049 B:0206 L:35`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,988 sqft Living Area
Gross Area	8,692 sqft
1st Floor Area	3,016 sqft
Basement Area	982 sqft
Unfinished Basement	982 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	51,401 sqft (1.18 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	15857
Street Address	9 TALBOT LN
City	CHELMSFORD
State	MA
Zip	01824-1300
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Subdivision	TALBOT ESTATES
Legal Block	206
Legal Lot Number	35
Jurisdiction	CHELMSFORD MA
Township / Civil Division	CHELMSFORD
Census Block Group	1
Census Block	1010
Census Tract	317202

Owner

9 Talbot Ln is owned and occupied by two individuals who bought it in November 2021.

Source: Middlesex County and Chelmsford Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	9 TALBOT LN, CHELMSFORD, MA 01824-1300
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage BANGOR SAVINGS BANK
Jul 28, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 12, 2021 · Amount on File
Deed Sale	Nov 12, 2021 · Amount on File
Prior Sale	Jul 28, 2017
Deed Document Number	202166181
Deed Book / Page	36502 / 59
Record Updated	Oct 29, 2026

November 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHELMSFORD MA
Recording Date	Nov 12, 2021
Property Address	9 TALBOT LN, CHELMSFORD, MA 01824-1300
Document Number	36502-59
Book / Page	36502 / 59
Instrument Date	Nov 12, 2021
Instrument	66181
Transaction Type	Transfer
Record Updated	Nov 25, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	9 TALBOT LN, CHELMSFORD, MA 01824-1300

Mortgage

Document Number	66184
Date	Nov 12, 2021
Instrument	66184

Lender

Name	BANGOR SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Mortgage

Document Number	0036502-82
Date	Nov 12, 2021
Book Page	36502/82
Instrument	66185

Lender

Name	BANGOR SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	301 Months
Due	Dec 1, 2046

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHELMSFORD MA
Recording Date	Jul 28, 2017
Property Address	9 TALBOT LN, CHELMSFORD, MA 01824-1300
Document Number	31329-67
Book / Page	031329 / 000067
Instrument Date	Jun 28, 2017
Instrument	32667
Transaction Type	Transfer
Record Updated	Aug 15, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	9 TALBOT LN CHELMSFORD MA 018241300, CHELMSFORD, MA 01824-1300

Tax Assessment & Valuation

The 2026 property tax bill for 9 Talbot Ln was $17,193, down 16.6% from the year before.

Source: Middlesex County and Chelmsford Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Chelmsford Town
Unified School District	Chelmsford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$17,193.00 (-16.62%)	$1,295,600 (-12.66%) Land $432,500 Building $863,100	$1,458,250 (-)
2025	$20,619.00 (+2.51%)	$1,483,400 (+0.44%) Land $377,900 Building $1,105,500	$1,458,250 (+13.81%)
2024	$20,115.00 (+11.79%)	$1,476,900 (+17.95%) Land $377,900 Building $1,099,000	$1,281,265
2023	$17,993.00	$1,252,100 Land $384,900 Building $867,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9 Talbot Ln in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	7 (1978–2015)
Claims Outside the SFHA	3 of 7
Most Recent Claim	Apr 2015 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Mar 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9 Talbot Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 88% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHELMSFORD WATER DISTRICT serves 28,750 people · EPA ID MA3056000
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Jan 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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