3 Talbot Ln, Chelmsford, MA 01824 Property Records

Middlesex County and Chelmsford Town property record for 3 Talbot Ln, Chelmsford, MA 01824

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 3,232 sqft · built 2006
Lot Size0.48 acres (20,909 sqft)
Owner2 Individual Names on File
Last Sale$720,000 (Jun 2007)
Tax Bill$14,022 (2026)
Deeds & MortgagesApr 2020 Refinance
Flood ZoneZone X (minimal risk)
APN11264

Property Details

APN / Parcel Number

Primary APN11264
Alternative APN
  • CHEL M:0049 B:0206 L:15

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories2 Stories
Building Area3,232 sqft Living Area
Gross Area5,378 sqft
1st Floor Area1,880 sqft
Basement Area1,352 sqft
Unfinished Basement1,352 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Architectural StyleColonial
Exterior MaterialWood Siding
Construction TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area20,909 sqft (0.48 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number11264
Street Address3 TALBOT LN
CityCHELMSFORD
StateMA
Zip01824-1300
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRB
Legal SubdivisionTALBOT ESTATES
Legal Block206
Legal Lot Number15
JurisdictionCHELMSFORD MA
Township / Civil DivisionCHELMSFORD
Census Block Group1
Census Block1010
Census Tract317202

Owner

3 Talbot Ln is owned and occupied by two individuals who bought it in June 2007.

Source: Middlesex County and Chelmsford Town records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address3 TALBOT LN, CHELMSFORD, MA 01824-1300
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 15, 2007 · Amount on File
Deed SaleJun 15, 2007 · Amount on File
Record UpdatedOct 29, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHELMSFORD MA
Property Address3 TALBOT LN, CHELMSFORD, MA 01824-1300
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number33978-210
DateApr 1, 2020
Book Page33978/210
Instrument13958
Lender
NameHANSCOM FCU
TypeCredit Union
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term181 Months
DueMay 1, 2035

Tax Assessment & Valuation

The 2026 property tax bill for 3 Talbot Ln was $14,022, up 7.2% from the year before.

Source: Middlesex County and Chelmsford Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionChelmsford Town
Unified School DistrictChelmsford School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$14,022.00 (+7.23%)$1,056,700 (+12.33%) Land $374,800 Building $681,900$1,166,885 (-)
2025$13,076.00 (+4.67%)$940,700 (+2.56%) Land $327,200 Building $613,500$1,166,885
2024$12,492.00 (+5.38%)$917,200 (+11.19%) Land $327,200 Building $590,000
2023$11,854.00$824,900 Land $351,900 Building $473,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3 Talbot Ln in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims7 (1978–2015)
Claims Outside the SFHA3 of 7
Most Recent ClaimApr 2015 · rainfall accumulation
Claims by Event
  • Severe Storms And Flooding, Mar 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3 Talbot Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHELMSFORD WATER DISTRICT
serves 28,750 people · EPA ID MA3056000
Water SourceGroundwater
Last State InspectionNov 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
not recorded as resolved · Jan 2026
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Talbot Ln

Nearby Streets

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