Campbell County property record for 9 Sturbridge Dr, Cold Spring, KY 41076 · Last verified March 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,176 sqft · built 1987 |
| Owner | Individual Name on File |
| Last Sale | $152,800 (Mar 2003) |
| Tax Bill | $3,360 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Dec 2016 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 999-99-17-706.00 |
| Primary APN | 999-99-17-706.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,176 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Exterior Material | Combination |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Dimensions | 180 ft deep x 69 ft wide |
| Terrain | Combination |
| Garage Type | Attached |
| Pool Type | In-Ground Vinyl Pool |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Old Parcel Number | 9999917706.00 |
|---|---|
| Street Address | 9 STURBRIDGE DR |
| City | COLD SPRING |
| State | KY |
| Zip | 41076-2174 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 18 SEC 1 STURBRIDGE SUBD |
| Legal Subdivision | STURBRIDGE |
| Legal Phase | 1 |
| Legal Lot Number | 18 |
| Jurisdiction | CAMPBELL KY |
| Township / Civil Division | NEWPORT-FORT THOMAS |
| Census Block Group | 4 |
| Census Block | 4015 |
| Census Tract | 53100 |
Source: Campbell County records · APN 999-99-17-706.00
Assessment roll updated April 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 9 STURBRIDGE DR, COLD SPRING, KY 41076-2174 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 20, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK |
| Dec 09, 2016 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BK/NTHRN KY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 24, 2003 · Amount on Record |
| Deed Sale | Mar 24, 2003 · Amount on Record |
| Deed Document Number | 0000260343 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Recording Date | May 20, 2026 |
| Property Address | 9 STURBRIDGE DR, COLD SPRING, KY 41076-2174 |
| Document Number | 0006066139 |
| Book / Page | 1165 / 248 |
| Instrument Date | May 13, 2026 |
| Instrument | 20266066139 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 9 STURBRIDGE DR, COLD SPRING, KY 41076-2174 |
| Document Number | 0006066139, |
|---|---|
| Date | May 20, 2026 |
| Book Page | 1165/248 |
| Instrument | 20266066139 |
| Name | FIFTH THIRD BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 01, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Property Address | 9 STURBRIDGE DR, COLD SPRING, KY 41076-2174 |
| Document Number | 0005051528 |
| Book / Page | 002098 / 000582 |
| Instrument Date | Dec 09, 2016 |
| Transaction Type | Mortgage |
| Record Updated | May 04, 2017 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Address | 9 STURBRIDGE DR COLD SPRING KY 410762174, COLD SPRING, KY 41076-2174 |
| Document Number | 0005051528 |
|---|---|
| Date | Jan 30, 2017 |
| Book Page | 002098/000582 |
| Instrument | 5051528 |
| Name | FIFTH THIRD BK/NTHRN KY |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 29, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Campbell County records · Assessment roll updated April 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Campbell County |
| Municipality | Cold Spring City |
| Unified School District | Campbell County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,360.00 (-14.2%) Homeowner's exemption | $326,400 (-) Land $40,000 Building $286,400 | $326,400 (-) Land $40,000 Building $286,400 |
| 2023 | $3,916.00 (+18.96%) | $326,400 (+23.92%) Land $40,000 Building $286,400 | $326,400 (+23.92%) Land $40,000 Building $286,400 |
| 2022 | $3,292.00 | $263,400 Land $24,000 Building $239,400 | $263,400 Land $24,000 Building $239,400 |
Source: FEMA National Flood Hazard Layer, Campbell County (21037C), updated August 24, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Low above 20% of the US · above 37% of Kentucky |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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