Campbell County property record for 7 Sturbridge Dr, Cold Spring, KY 41076
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,857 sqft · built 1989 |
| Owner | Individual Name on File |
| Last Sale | $240,000 (May 2017) |
| Tax Bill | $3,347 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage May 2017 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 999-99-18-551.00 |
| Primary APN | 999-99-18-551.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 1,857 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Exterior Material | Combination |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Dimensions | 40 ft deep x 65 ft wide |
| Terrain | Combination |
| Garage Type | Attached |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Old Parcel Number | 9999918551.00 |
|---|---|
| Street Address | 7 STURBRIDGE DR |
| City | COLD SPRING |
| State | KY |
| Zip | 41076-2174 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 19 SEC 1 STURBRIDGE SUBD |
| Legal Subdivision | STURBRIDGE |
| Legal Phase | 1 |
| Legal Lot Number | 19 |
| Jurisdiction | CAMPBELL KY |
| Township / Civil Division | NEWPORT-FORT THOMAS |
| Census Block Group | 4 |
| Census Block | 4015 |
| Census Tract | 53100 |
Source: Campbell County records · APN 999-99-18-551.00
Assessment roll updated April 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 7 STURBRIDGE DR, COLD SPRING, KY 41076-2174 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION |
| May 22, 2017 | Warranty Deed, Transfer |
| May 22, 2017 | Warranty Deed, Transfer STEWART TITLE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 22, 2017 · Amount on Record |
| Deed Sale | May 22, 2017 · Amount on Record |
| Prior Sale | Jun 26, 2013 · Amount on Record |
| Deed Document Number | 5056918 |
| Deed Book / Page | D324 / 130 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Property Address | 7 STURBRIDGE DR, COLD SPRING, KY 41076-2174 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2021 |
| Title Company | WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0005139894 |
|---|---|
| Date | Sep 13, 2021 |
| Book Page | M1057/525 |
| Instrument | 5139894 |
| Name | BETTER MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | NEW YORK, NY 10007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Recording Date | May 22, 2017 |
| Property Address | 7 STURBRIDGE DR, COLD SPRING, KY 41076-2174 |
| Document Number | 0005056918 |
| Book / Page | D324 / 130 |
| Instrument | 5056918 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $240.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6 PENN CTR W # W2, 6, PITTSBURGH, PA 15276-0108 |
| Name | Verified Name |
|---|---|
| Address | 7 STURBRIDGE DR, COLD SPRING, KY 41076-2174 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Recording Date | May 22, 2017 |
| Property Address | 7 STURBRIDGE DR, COLD SPRING, KY 41076-2174 |
| Document Number | 0005056917 |
| Book / Page | 000324 / 000127 |
| Instrument Date | Mar 03, 2017 |
| Instrument | 5056917 |
| Transaction Type | Transfer |
| Record Updated | Jun 01, 2017 |
| Title Company | STEWART TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $240.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 7 STURBRIDGE DR COLD SPRING KY 410762174, COLD SPRING, KY 41076-2174 |
Source: Campbell County records · Assessment roll updated April 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Campbell County |
| Municipality | Cold Spring City |
| Unified School District | Campbell County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,347.00 (+1%) | $276,200 (-) Land $40,000 Building $236,200 | $276,200 (-) Land $40,000 Building $236,200 |
| 2023 | $3,314.00 (+10.47%) | $276,200 (+15.08%) Land $40,000 Building $236,200 | $276,200 (+15.08%) Land $40,000 Building $236,200 |
| 2022 | $3,000.00 | $240,000 Land $24,000 Building $216,000 | $240,000 Land $24,000 Building $216,000 |
Source: FEMA National Flood Hazard Layer as of August 24, 2021 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cincinnati Bell Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 110 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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