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9 Stark St, Waterloo, NY 13165 Property Records

Seneca County and Waterloo Town property record for 9 Stark St, Waterloo, NY 13165

Property Summary

Property TypeSingle Family Home
Details5 bd · 2 ba · 2,687 sqft · built 1859
Lot Size0.42 acres (18,295 sqft)
Owner2 Individual Names on File
Last Sale$300,000 (Nov 2025)
Tax Bill$5,988 (2025)
Deeds & MortgagesJun 2021 Refinance
Nov 2025 Sale & Mortgage
APN453801 04-2-59

Property Details

APN / Parcel Number

Primary APN453801 04-2-59
Alternative APN
  • 380100400000020590000000

Interior

Bedrooms5 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,687 sqft Living Area
1st Floor Area1,590 sqft
2nd Floor Area1,097 sqft

Exterior

Year BuiltBuilt 1859
Effective Year BuiltEffective 1859
Architectural StyleColonial
Exterior MaterialWood
Lot Area18,295 sqft (0.42 acres)

Exterior Amenities

PorchSlab
Porch Area449 sqft
Shed1 Shed
Canopy165 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address9 STARK ST
CityWATERLOO
StateNY
Zip13165-1008
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code02 - SINGL
Legal DescriptionMB97-34
Legal Block2
Legal Lot Number59.000
JurisdictionSENECA NY
Township / Civil DivisionWATERLOO
Census Block Group1
Census Block1031
Census Tract950600

Owner

Source: Seneca County and Waterloo Town records · APN 453801 04-2-59

Assessment roll updated May 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3004 SEELEY RD, WATERLOO, NY 13165
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

DateDocument
Jun 09, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
FIVE STAR BANK
Nov 17, 2025Warranty Deed, Transfer · Conventional Mortgage
PREMIUM MORTGAGE CO

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 17, 2025 · Amount on Record
Deed SaleNov 17, 2025 · Amount on Record
Prior SaleSep 04, 2002 · Amount on Record
Deed Document Number202572365
Deed Book / Page1131 / 223
Record UpdatedSep 20, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSENECA NY
Property Address9 STARK ST, WATERLOO, NY 13165-1008
Transaction TypeMortgage
Record UpdatedDec 17, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001808/176
DateJun 09, 2021
Book Page1808/176
Instrument53862
Lender
NameFIVE STAR BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueJul 01, 2036

November 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSENECA NY
Recording DateNov 17, 2025
Property Address9 STARK ST, WATERLOO, NY 13165-1008
Document Number001131/223
Book / Page1131 / 223
Instrument DateNov 13, 2025
Instrument72365
Transaction TypeTransfer
Record UpdatedDec 17, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3004 SEELEY RD, WATERLOO, NY 13165

Mortgage

Document Number0001974117
DateNov 17, 2025
Instrument1974/117
Lender
NamePREMIUM MORTGAGE CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2055

Tax Assessment & Valuation

Source: Seneca County and Waterloo Town records · Assessment roll updated May 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew York
CountySeneca County
County SubdivisionWaterloo Town
MunicipalityWaterloo Village
Unified School DistrictWaterloo Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$5,988.00 (+11.07%)$124,800 (-) Land $15,400 Building $109,400$204,600 (+11.5%) Land $25,247 Building $179,353
2024$5,391.00 (+73.34%) Homeowner's exemption$124,800 (-) Land $15,400 Building $109,400$183,500 (+4.39%) Land $22,643 Building $160,857
2023$124,800 Land $15,400 Building $109,400$175,775 Land $21,690 Building $154,085
2019$3,110.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360999506001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneNot on file
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1979)
Most Recent ClaimJul 1979 · rainfall accumulation

Wildfire

Wildfire RiskLow
lower than 93% of the US · lower than 89% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
GoNetspeed
Fiber		2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Compass Broadband Network
Fixed Wireless · not low latency		100 / 100

May also be available: T-Mobile USA.

Based on FCC filings for 357 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system NY4901199, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemWATERLOO VILLAGE
serves 7,000 people
Water SourceSurface water
Last State InspectionSep 2024
Lead10 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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