11 Stark St, Waterloo, NY 13165 Property Records

Seneca County and Waterloo Town property record for 11 Stark St, Waterloo, NY 13165

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 956 sqft · built 1930
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on Record
Last Sale	$89,000 (Jun 2021)
Tax Bill	$2,907 (2026)
Deeds & Mortgages	Jan 2023 Transfer Jun 2021 Sale & Mortgage + 1 more
APN	`453801 04-2-58`

Property Details

APN / Parcel Number

Primary APN	`453801 04-2-58`
Alternative APN	`380100400000020580000000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	956 sqft Living Area
1st Floor Area	956 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Lot Area	10,454 sqft (0.24 acres)
Lot Dimensions	206 ft deep x 50 ft wide
Garage Type	Carport
Garage Area	288 sqft
Carport	Carport
Carport Area	288 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	180 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	11 STARK ST
City	WATERLOO
State	NY
Zip	13165-1008
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Block	2
Legal Lot Number	58.000
Jurisdiction	SENECA NY
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1031
Census Tract	950600

Owner

Source: Seneca County and Waterloo Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11 STARK ST, WATERLOO, NY 13165-1008
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2023	Quit Claim Deed, Transfer Quitclaim
Jun 8, 2021	Warranty Deed, Transfer · FHA Mortgage GENESEE REGIONAL BANK
Mar 16, 2020	Deed, Transfer · Stand-Alone First Mortgage PARKSIDE LENDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 8, 2021 · Amount on Record
Deed Sale	Jun 8, 2021 · Amount on Record
Prior Sale	Mar 16, 2020 · Amount on Record
Deed Document Number	202153846
Deed Book / Page	1033 / 320
Last Transfer Date	Jan 5, 2023
Transfer Doc	001071/197
Record Updated	Oct 29, 2026

January 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SENECA NY
Recording Date	Jan 5, 2023
Property Address	11 STARK ST, WATERLOO, NY 13165-1008
Document Number	001071/197
Book / Page	1071 / 197
Instrument Date	Jan 5, 2023
Instrument	61465
Transaction Type	Transfer
Record Updated	Jan 31, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	11 STARK ST, WATERLOO, NY 13165-1008

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SENECA NY
Recording Date	Jun 8, 2021
Property Address	11 STARK ST, WATERLOO, NY 13165-1008
Document Number	001033/320
Book / Page	1033 / 320
Instrument Date	Jun 4, 2021
Instrument	53846
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	161 W BAYARD ST APT 8, 8, SENECA FALLS, NY 13148-1747

Mortgage

Document Number	0000053847
Date	Jun 8, 2021
Instrument	53847

Lender

Name	GENESEE REGIONAL BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

March 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	SENECA NY
Recording Date	Mar 16, 2020
Property Address	11 STARK ST, WATERLOO, NY 13165-1008
Document Number	0001009/73
Book / Page	1009 / 73
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 STARK ST, WATERLOO, NY 13165-1008

Mortgage

Document Number	001737/157
Date	Mar 16, 2020
Book Page	1737/157
Instrument	48138

Lender

Name	PARKSIDE LENDING LLC
Type	Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

Source: Seneca County and Waterloo Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Seneca County
County Subdivision	Waterloo Town
Municipality	Waterloo Village
Unified School District	Waterloo Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,907.00 (+4.23%)
2025	$2,789.00 (+91.29%)	$57,700 (-) Land $14,000 Building $43,700	$94,600 (+16.4%) Land $22,953 Building $71,647
2023		$57,700 Land $14,000 Building $43,700	$81,268 Land $19,718 Building $61,550
2019	$1,458.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Jul 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 89% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO VILLAGE serves 7,000 people · EPA ID NY4901199
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	10 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
CBN Fixed Wireless · not low latency	100 / 100

May also be available: T-Mobile.

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