9 Spruce St, Keene, NH 03431 Property Records

Cheshire County and Keene City property record for 9 Spruce St, Keene, NH 03431

Property Summary

Property Type	Duplex
Details	6 bd · 2 ba · 2,028 sqft · built 1995
Lot Size	0.31 acres (13,504 sqft)
Owner	2 Individual Names on File
Last Sale	$299,000 (Sep 2023)
Tax Bill	$7,207 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`KEEN M:536 L:11`

Property Details

APN / Parcel Number

Primary APN	`KEEN M:536 L:11`
Alternative APN	`536011000000000`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,028 sqft Living Area
Gross Area	4,056 sqft
1st Floor Area	1,352 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,504 sqft (0.31 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric

Location & Zoning

Account Number	536011000000000
Street Address	9 SPRUCE ST
City	KEENE
State	NH
Zip	03431-2926
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	MD
Legal Lot Number	11
Jurisdiction	KEENE CITY NH
Township / Civil Division	KEENE
Census Block Group	2
Census Block	2006
Census Tract	971300

Owner

Source: Cheshire County and Keene City assessment roll, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	9 SPRUCE ST, KEENE, NH 03431-2926
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 26, 2023 · Amount on Record
Deed Sale	Sep 26, 2023 · Amount on Record
Deed Document Number	2023831
Deed Book / Page	3258 / 1340
Record Updated	Sep 20, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KEENE CITY NH
Recording Date	Sep 26, 2023
Property Address	9 SPRUCE ST, KEENE, NH 03431-2926
Document Number	03258-1340
Book / Page	3258 / 1340
Instrument Date	Sep 22, 2023
Instrument	2306831
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	9 SPRUCE ST # A, A, KEENE, NH 03431-2926

Mortgage

Document Number	0002306833
Date	Sep 26, 2023
Instrument	2306833

Lender

Name	NHFA

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cheshire County and Keene City assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Cheshire County
Municipality	Keene City
Unified School District	Keene School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$7,207.00 (+3.92%)	$209,700 (-) Land $42,900 Building $166,800
2024	$6,935.00 (+3.71%)	$209,700 (-) Land $42,900 Building $166,800
2023	$6,687.00 (+2.77%)	$209,700 (-) Land $42,900 Building $166,800
2022	$6,507.00	$209,700 Land $42,900 Building $166,800

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KEENE WATER DEPT serves 30,000 people · EPA ID NH1241010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 366 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Consolidated Communications Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000