34 Spruce St, Keene, NH 03431 Property Records

Cheshire County and Keene City property record for 34 Spruce St, Keene, NH 03431

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,344 sqft · built 2018
Lot Size	0.32 acres (13,939 sqft)
Owner	Individual Name on File
Last Sale	$174,533 (Nov 2019)
Tax Bill	$7,922 (2025)
Flood Zone	Zone X (minimal risk)
APN	`KEEN M:536 L:36`

Property Details

APN / Parcel Number

Primary APN	`KEEN M:536 L:36`
Alternative APN	`536036000000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,344 sqft Living Area
Gross Area	2,156 sqft
1st Floor Area	672 sqft
Basement Area	616 sqft
Unfinished Basement	616 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,939 sqft (0.32 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	536036000000000
Street Address	34 SPRUCE ST
City	KEENE
State	NH
Zip	03431-2925
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MD
Legal Lot Number	36
Jurisdiction	KEENE CITY NH
Township / Civil Division	KEENE
Census Block Group	2
Census Block	2012
Census Tract	971300

Owner

34 Spruce St is owned and occupied by an individual who bought it in November 2019.

Source: Cheshire County and Keene City records, as of April 28, 2026

Owner of Record	Individual Name on File
Mailing Address	34 SPRUCE ST, KEENE, NH 03431-2925
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 27, 2019 · Amount on File
Deed Sale	Nov 27, 2019 · Amount on File
Prior Sale	Nov 26, 2003 · Amount on File
Deed Document Number	20199862
Deed Book / Page	3090 / 1041
Record Updated	Jun 8, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 34 Spruce St was $7,922, up 3.9% from the year before.

Source: Cheshire County and Keene City assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Cheshire County
Municipality	Keene City
Unified School District	Keene School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$7,922.00 (+3.92%)	$230,500 (-) Land $43,000 Building $187,500
2024	$7,623.00 (+3.7%)	$230,500 (-) Land $43,000 Building $187,500
2023	$7,351.00 (+2.78%)	$230,500 (-) Land $43,000 Building $187,500
2022	$7,152.00	$230,500 Land $43,000 Building $187,500

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 34 Spruce St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 34 Spruce St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KEENE WATER DEPT serves 30,000 people · EPA ID NH1241010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 366 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000