Rockland County and Clarkstown Town property record for 9 Spring Rd, Valley Cottage, NY 10989
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,214 sqft · built 1984 |
| Lot Size | 0.43 acres (18,731 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $499,900 (Jul 2011) |
| Tax Bill | $15,772 (2023) |
| Deeds & Mortgages | May 2022 Mortgage May 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 392089 52.11-2-82 |
| Primary APN | 392089 52.11-2-82 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,214 sqft Living Area |
| 1st Floor Area | 1,836 sqft |
| Basement Area | 378 sqft |
| Finished Basement | 378 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Split Level |
| Exterior Material | Wood |
| Lot Area | 18,731 sqft (0.43 acres) |
| Garage Type | Basement |
| Porch | Open Porch |
| Porch Area | 998 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 125B12.62 |
|---|---|
| Street Address | 9 SPRING RD |
| City | VALLEY COTTAGE |
| State | NY |
| Zip | 10989-2113 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 |
| Legal Description | WATERMILL EST II LOT 60 125-B-12.62 |
| Legal Subdivision | WATERMILL ESTATES II |
| Legal Block | 2 |
| Legal Lot Number | 82.0 |
| Jurisdiction | ROCKLAND NY |
| Township / Civil Division | CLARKSTOWN |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 11101 |
9 Spring Rd is owned and occupied by two individuals who acquired it in April 2021.
Source: Rockland County and Clarkstown Town records, as of April 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9 SPRING RD, VALLEY COTTAGE, NY 10989-2113 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 13, 2022 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA |
| May 13, 2022 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA |
| Apr 12, 2021 | Intrafamily Transfer, Transfer FIDELITY NATIONAL TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 21, 2011 · Amount on File |
| Deed Sale | Jul 21, 2011 · Amount on File |
| Prior Sale | Jul 30, 1996 · Amount on File |
| Deed Document Number | 201125636 |
| Last Transfer Date | Apr 8, 2021 |
| Transfer Doc | 0000015476 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Property Address | 9 SPRING RD, VALLEY COTTAGE, NY 10989-2113 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000018238 |
|---|---|
| Date | May 13, 2022 |
| Instrument | 2022-00018238 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Mar 1, 2042 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Property Address | 9 SPRING RD, VALLEY COTTAGE, NY 10989-2113 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000018237 |
|---|---|
| Date | May 13, 2022 |
| Instrument | 2022-00018237 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Mar 1, 2042 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Recording Date | Apr 12, 2021 |
| Property Address | 9 SPRING RD, VALLEY COTTAGE, NY 10989-2113 |
| Document Number | 0000015476 |
| Map Reference | BK 99 PG 58 MAP 5446 |
| Instrument Date | Apr 8, 2021 |
| Instrument | 2021-00015476 |
| Transaction Type | Transfer |
| Record Updated | Sep 7, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9 SPRING RD, VALLEY COTTAGE, NY 10989-2113 |
Source: Rockland County and Clarkstown Town assessment roll, as of May 16, 2025
| Type | Name |
|---|---|
| State | New York |
| County | Rockland County |
| County Subdivision | Clarkstown Town |
| Unified School District | Nyack Union Free School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $138,000 (-) Land $35,200 Building $102,800 | $135,500 (-) | |
| 2023 | $15,772.00 Homeowner's exemption | $138,000 Land $35,200 Building $102,800 | $135,500 Land $34,562 Building $100,938 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 9 Spring Rd in Zone X, an area of minimal flood risk, though there have been 39 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective August 19, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 39 (1979–2017) |
| Claims Outside the SFHA | 16 of 39 |
| Most Recent Claim | Mar 2017 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9 Spring Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW YORK private · serves 270,000 people · EPA ID NY4303673 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2023 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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