4 Spring Rd, Valley Cottage, NY 10989 Property Records

Rockland County and Clarkstown Town property record for 4 Spring Rd, Valley Cottage, NY 10989

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,946 sqft · built 1985
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on Record
Last Sale	$297,500 (Nov 2009)
Tax Bill	$22,514 (2023)
Flood Zone	Zone X (minimal risk)
APN	`392089 52.11-2-72`

Property Details

APN / Parcel Number

Primary APN	`392089 52.11-2-72`
Alternative APNs	`392089-052-011-0002-072-000-000` `208905201100020720000000` `125B12.32`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,946 sqft Living Area
1st Floor Area	2,028 sqft
Basement Area	918 sqft
Finished Basement	918 sqft
Game Room	Game Room

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Split Level
Exterior Material	Wood
Lot Area	14,810 sqft (0.34 acres)
Garage Type	Basement

Exterior Amenities

Pool Area	648 sqft
Porch	Open Porch
Patio Area	830 sqft
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	125B12.32
Street Address	4 SPRING RD
City	VALLEY COTTAGE
State	NY
Zip	10989-2112
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02
Legal Description	WATERMILL EST II LOT 12 125-B-12.32
Legal Subdivision	WATERMILL ESTATES II
Legal Block	2
Legal Lot Number	72.0
Jurisdiction	ROCKLAND NY
Township / Civil Division	CLARKSTOWN
Census Block Group	1
Census Block	1003
Census Tract	11101

Owner

Source: Rockland County and Clarkstown Town records, as of April 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4 SPRING RD, VALLEY COTTAGE, NY 10989-2112
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 23, 2009 · Amount on Record
Deed Sale	Nov 23, 2009 · Amount on Record
Deed Document Number	200942484
Record Updated	Oct 29, 2026

Tax Assessment & Valuation

Source: Rockland County and Clarkstown Town assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	New York
County	Rockland County
County Subdivision	Clarkstown Town
Unified School District	Nyack Union Free School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024		$161,200 (-) Land $31,100 Building $130,100	$138,500 (-)
2023	$22,514.00	$161,200 Land $31,100 Building $130,100	$138,500 Land $26,721 Building $111,779

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 19, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	39 (1979–2017)
Claims Outside the SFHA	16 of 39
Most Recent Claim	Mar 2017 · other causes
Claims by Event	Severe Storms And Inland And Coastal Flooding, Apr 2007 · 2 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW YORK private · serves 270,000 people · EPA ID NY4303673
Water Source	Surface water
Last State Inspection	Mar 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20