9 Smith Ln, Neptune, NJ 07753 Property Records

Monmouth County and Neptune Township property record for 9 Smith Ln, Neptune, NJ 07753

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,609 sqft · built 1989
Lot Size	0.34 acres (14,802 sqft)
Owner	2 Individual Names on Record
Last Sale	$298,000 (Nov 2003)
Tax Bill	$9,362 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit May 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`35-03808-0000-00011`

Property Details

APN / Parcel Number

Primary APN	`35-03808-0000-00011`
Alternative APNs	`3509017000000012` `00100771`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,609 sqft Living Area
1st Floor Area	1,006 sqft
Basement Area	1,006 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Other
Lot Area	14,802 sqft (0.34 acres)
Lot Dimensions	148 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Deck Area	120 sqft
Patio Area	35 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Sewer	Connected

Location & Zoning

Account Number	00100771
Street Address	9 SMITH LN
City	NEPTUNE
State	NJ
Zip	07753-2537
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF10
Legal Block	3808
Legal Lot Number	11
Jurisdiction	MONMOUTH NJ
Township / Civil Division	NEPTUNE
Census Block Group	2
Census Block	2012
Census Tract	807900

Owner

Source: Monmouth County and Neptune Township records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9 SMITH LN, NEPTUNE, NJ 07753-2537
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2026	Deed of Trust, Mortgage · Line of Credit LENDAGE LLC
May 12, 2022	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 18, 2003 · Amount on Record
Deed Sale	Nov 18, 2003 · Amount on Record
Deed Book / Page	8300 / 7623
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Recording Date	Aug 31, 2026
Property Address	9 SMITH LN, NEPTUNE, NJ 07753-2537
Document Number	0000071861
Book / Page	9810 / 6358
Instrument Date	Aug 21, 2026
Instrument	202671861
Transaction Type	Mortgage
Record Updated	Sep 18, 2026
Title Company	ATLAS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9 SMITH LN, NEPTUNE, NJ 07753-2537

Mortgage

Document Number	0000071861,
Date	Aug 31, 2026
Book Page	9810/6358
Instrument	202671861

Lender

Name	LENDAGE LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Sep 1, 2036

Interest

Max Rate	-1%

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	9 SMITH LN, NEPTUNE, NJ 07753-2537
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	CLOSING USA LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0095950303
Date	May 12, 2022
Book Page	9595/303
Instrument	2022051857

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	157 Months
Due	Jun 1, 2035

Tax Assessment & Valuation

Source: Monmouth County and Neptune Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Neptune Township
Unified School District	Neptune Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$636,900 (+25.18%) Land $405,000 Building $231,900	$636,900 (+25.18%) Land $405,000 Building $231,900
2025	$9,362.00 (+0.43%)	$508,800 (+11.78%) Land $251,600 Building $257,200	$508,800 (+11.78%) Land $251,600 Building $257,200
2024	$9,322.00 (+24.51%)
2023		$455,200 Land $208,600 Building $246,600	$455,200 Land $208,600 Building $246,600
2022	$7,487.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	2 (2011–2018)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Mar 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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