11 Smith Ln, Neptune, NJ 07753 Property Records

Monmouth County and Neptune Township property record for 11 Smith Ln, Neptune, NJ 07753

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 2,176 sqft · built 1930
Lot Size	0.319 acres (13,909 sqft)
Owner	Individual Name on File
Last Sale	$245,000 (May 2009)
Tax Bill	$10,523 (2025)
Deeds & Mortgages	Mar 2018 Loan Modification Mar 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`35-03808-0000-00012`

Property Details

APN / Parcel Number

Primary APN	`35-03808-0000-00012`
Alternative APNs	`3509017000000011 01` `00100757`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,176 sqft Living Area
1st Floor Area	1,516 sqft
Upper Floors Area	660 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Colonial
Exterior Material	Concrete Block
Construction Type	Concrete Block
Foundation Type	Block
Roof Type	Gable
Roof Material	Other
Lot Area	13,909 sqft (0.319 acres)
Lot Dimensions	130 ft deep x 107 ft wide
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Patio Area	72 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Sewer	Connected

Location & Zoning

Account Number	00100757
Street Address	11 SMITH LN
City	NEPTUNE
State	NJ
Zip	07753-2537
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Block	3808
Legal Lot Number	12
Jurisdiction	MONMOUTH NJ
Township / Civil Division	NEPTUNE
Census Block Group	2
Census Block	2012
Census Tract	807900

Owner

11 Smith Ln is owned and occupied by an individual who bought it in May 2009.

Source: Monmouth County and Neptune Township records, as of July 9, 2026

Owner of Record	Individual Name on File
Mailing Address	11 SMITH LN, NEPTUNE, NJ 07753-2537
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 14, 2018	Loan Modification, Mortgage · Conventional Mortgage WFB NA
Mar 14, 2018	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 12, 2009 · Amount on File
Deed Sale	May 12, 2009 · Amount on File
Prior Sale	Oct 2, 2003 · Amount on File
Deed Document Number	200950613
Deed Book / Page	8772 / 5469
Prior Transfer Date	Apr 30, 2009
Prior Transfer Doc	0087981108
Record Updated	Oct 29, 2026

March 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MONMOUTH NJ
Property Address	11 SMITH LN, NEPTUNE, NJ 07753-2537
Document Number	0000046235
Instrument Date	Mar 14, 2018
Transaction Type	Mortgage
Record Updated	Jan 14, 2019
Title Company	FIRST AMERICAN TITLE INC COMPANY, FIRST AMERICAN TITLE INC CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 SMITH LN NEPTUNE NJ 077532537, NEPTUNE, NJ 07753-2537

Mortgage

Document Number	0000046235
Date	May 10, 2018
Book Page	009286/007752
Instrument	46235

Lender

Name	WFB NA
Address	FORT MILL, SC 29715

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 9, 2048

Interest

Rate	4.12%

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	11 SMITH LN, NEPTUNE, NJ 07753-2537
Document Number	0000046817
Instrument Date	Mar 14, 2018
Transaction Type	Mortgage
Record Updated	May 31, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 SMITH LN NEPTUNE NJ 077532537, NEPTUNE, NJ 07753-2537

Mortgage

Document Number	0000046817
Date	May 11, 2018
Book Page	009287/000254
Instrument	46817

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410-8000

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 10, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 11 Smith Ln was $10,523, up 9.9% from the year before.

Source: Monmouth County and Neptune Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Neptune Township
Unified School District	Neptune Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$707,300 (+23.68%) Land $400,400 Building $306,900	$707,300 (+23.68%) Land $400,400 Building $306,900
2025	$10,523.00 (+9.85%)	$571,900 Land $252,100 Building $319,800	$571,900 Land $252,100 Building $319,800
2024	$9,579.00
2023		$469,500 Land $208,900 Building $260,600	$469,500 Land $208,900 Building $260,600
2022	$7,439.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11 Smith Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	2 (2011–2018)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Mar 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11 Smith Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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