9 Simms St, Westerly, RI 02891 Property Records

Westerly Town property record for 9 Simms St, Westerly, RI 02891 · Last verified June 2026

Property Highlights

Property Type	Residential > Specialized > Seasonal, Cabin, Vacation
Bedrooms	3 Beds
Bathrooms	1.5 Baths
Architecture Style	Raised Ranch
Year Built	Built 1978
Square Footage	1,196 sqft Living Area
Lot Size	20,000 sqft (0.459 acres)
Last Sale	$499,000 (2023)
Tax Bill	$3,271.00 (2025)

Owner

Source: Westerly Town records · APN WEST M:111 B:73

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	36 DEN RD, STAMFORD, CT 06902-1115
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Husband And Wife

Deeds, Mortgages & Sale History

Date	Document
Dec 07, 2021	Deed of Trust, Mortgage · Stand Alone Refinance BANKNEWPORT
Nov 06, 2023	Warranty Deed, Transfer · Stand Alone First Mortgage CITIZENS BANK
Dec 23, 2016	Deed of Trust, Mortgage · Line of Credit BANKNEWPORT

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 06, 2023 · Amount on Record
Deed Sale	Nov 06, 2023 · Amount on Record
Deed Book / Page	2023 / 15074
Record Refreshed	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	9 SIMMS ST, WESTERLY, RI 02891-3810
Transaction Type	Mortgage
Record Updated	Oct 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021-30796
Date	Dec 07, 2021
Book Page	2021/30796
Instrument	2021-6812

Lender

Name	BANKNEWPORT

Agreement

Type	Stand Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	Jan 01, 2047

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTERLY RI
Recording Date	Nov 06, 2023
Property Address	9 SIMMS ST, WESTERLY, RI 02891-3810
Document Number	2023-15074
Book / Page	2023 / 15074
Instrument Date	Nov 06, 2023
Instrument	2023-3767
Transaction Type	Transfer
Record Updated	Oct 16, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenant By Entirety
Address	36 DEN RD, STAMFORD, CT 06902-1115

Mortgage

Document Number	0020233768
Date	Nov 06, 2023
Instrument	2023-3768

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Stand Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	7.63%
Type Change Date	Dec 01, 2030
Max Rate At Change	2.75%
Index	Other

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	9 SIMMS ST, WESTERLY, RI 02891-3810
Document Number	2017-173
Book / Page	002017 / 000173
Instrument Date	Dec 23, 2016
Transaction Type	Mortgage
Record Updated	Jan 25, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9 SIMMS ST WESTERLY RI 028913810, WESTERLY, RI 02891-3810

Mortgage

Document Number	2017-173
Date	Jan 04, 2017
Book Page	002017/000173
Instrument	38

Lender

Name	BANKNEWPORT

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jan 03, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Westerly Town records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Westerly Town
Unified School District	Westerly School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$3,271.00 (+1.71%)	$460,100 (+37.63%) Land $186,000 Building $274,100
2023	$3,216.00 (+0.63%)	$334,300 (-) Land $132,800 Building $201,500
2022	$3,196.00	$334,300 Land $132,800 Building $201,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 44009C updated December 26, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 62% of Rhode Island
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`WEST M:111 B:73`
Alternative APNs	`M:111 B:73 L` `19281910`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	6 Rooms
Building Area	1,196 sqft Living Area
Gross Area	2,612 sqft Gross Area
Stories	1 Stories

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Raised Ranch Style
Exterior Material	Wood Siding Exterior
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	20,000 sqft (0.459 acres)

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Account Number	19281910
Street Address	9 SIMMS ST
City	WESTERLY
State	RI
Zip	02891-3810
Property Usage	Residential Property Usage
Type	Residential > Specialized > Seasonal, Cabin, Vacation
Legal Block	73
Jurisdiction	WESTERLY RI
Minor Civil Division	WESTERLY
Census Blockgroup	3
Census Block	3002
Census Tract	50902

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