12 Simms St, Westerly, RI 02891 Property Records

Westerly Town property record for 12 Simms St, Westerly, RI 02891 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Architecture Style	Cape Cod
Year Built	Built 2004
Square Footage	1,820 sqft Living Area
Lot Size	19,425 sqft (0.446 acres)
Occupancy	Owner Occupied
Tax Bill	$3,610.00 (2025)

Owner

Source: Westerly Town records · APN WEST M:111 B:72

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	12 SIMMS ST, WESTERLY, RI 02891-3811
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2020	Deed of Trust, Mortgage · Stand Alone Refinance WESTERLY COMMUNITY CU
Feb 22, 2017	Deed of Trust, Mortgage · Line of Credit CITIZENS BK/RI

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 12, 2010
Deed Sale	May 12, 2010
Prior Sale	Aug 20, 2003 · Amount on Record
Deed Book / Page	1884 / 543
Record Refreshed	Sep 20, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	12 SIMMS ST, WESTERLY, RI 02891-3811
Transaction Type	Mortgage
Record Updated	Mar 04, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020-6729
Date	Apr 15, 2020
Book Page	2020/6729
Instrument	2020-1561

Lender

Name	WESTERLY COMMUNITY CU
Type	Credit Union

Agreement

Type	Stand Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2050

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	12 SIMMS ST, WESTERLY, RI 02891-3811
Document Number	2017-4282
Book / Page	002017 / 004282
Instrument Date	Feb 22, 2017
Transaction Type	Mortgage
Record Updated	Apr 04, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017-4282
Date	Mar 16, 2017
Book Page	002017/004282
Instrument	1058

Lender

Name	CITIZENS BK/RI
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Westerly Town records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Westerly Town
Unified School District	Westerly School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$3,610.00 (-10.18%)	$507,800 (+21.54%) Land $185,400 Building $322,400
2023	$4,019.00 (+0.63%)	$417,800 (-) Land $132,400 Building $285,400
2022	$3,994.00	$417,800 Land $132,400 Building $285,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 44009C updated December 26, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 62% of Rhode Island
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`WEST M:111 B:72`
Alternative APNs	`M:111 B:72 L` `12167017`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,820 sqft Living Area
Gross Area	3,899 sqft Gross Area
Stories	2 Stories

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Cape Cod Style
Exterior Material	Aluminum/Vinyl Exterior
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	19,425 sqft (0.446 acres)

Utilities and HVAC

Heating System	Hot Water Heating
Heating Fuel	Oil Heating Fuel

Location & Zoning

Account Number	12167017
Street Address	12 SIMMS ST
City	WESTERLY
State	RI
Zip	02891-3811
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Block	72
Jurisdiction	WESTERLY RI
Minor Civil Division	WESTERLY
Census Blockgroup	3
Census Block	3001
Census Tract	50902

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