9 Settlers Crossing Way, Murphy, NC 28906 Property Records

Cherokee County property record for 9 Settlers Crossing Way, Murphy, NC 28906

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 912 sqft · built 2003
Lot Size0.81 acres (35,284 sqft)
Owner2 Company Names on File
Last Sale$270,000 (Oct 2023)
Tax Bill$727 (2025)
Deeds & MortgagesOct 2023 Sale & Mortgage
Sep 2020 Transfer
Flood ZoneZone X (minimal risk)
APN458000653238000

Property Details

APN / Parcel Number

Primary APN458000653238000
Alternative APNs
  • 52670
  • 63655

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area912 sqft Heated Area
Gross Area1,154 sqft
1st Floor Area912 sqft
FlooringWood
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Exterior MaterialWood
Roof TypeGable
Roof MaterialMetal
Lot Area35,284 sqft (0.81 acres)
Lot Dimensions179 ft deep x 390 ft wide
PorchPatio
Porch Area98 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number63655
Street Address9 SETTLERS CROSSING WAY
CityMURPHY
StateNC
Zip28906-7281
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 6 MARY KING MOUNTAIN 1744/949
Legal SubdivisionMARY KING MOUNTAIN
Legal Lot Number6
JurisdictionCHEROKEE NC
Township / Civil DivisionNOTLA
Census Block Group1
Census Block1059
Census Tract930502

Owner

9 Settlers Crossing Way is owned by a company that bought it in October 2023.

Source: Cherokee County records, as of August 4, 2026

Owner of Record2 Company Names on File
Mailing Address9 SETTLERS CROSSING WAY, MURPHY, NC 28906-7281
Owner TypeCompany
VestingLife Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 18, 2023Warranty Deed, Transfer · Conventional Mortgage
SOUTHEAST MORTGAGE OF GEORGIA
Sep 4, 2020Gift Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 18, 2023 · Amount on File
Deed SaleOct 18, 2023 · Amount on File
Prior SaleAug 24, 2015 · Amount on File
Deed Document Number20235297
Deed Book / Page1744 / 949
Prior Transfer DateJul 27, 2020
Prior Transfer Doc1655/368
Record UpdatedOct 29, 2026

October 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHEROKEE NC
Recording DateOct 18, 2023
Property Address9 SETTLERS CROSSING WAY, MURPHY, NC 28906-7281
Document Number001744/949
Book / Page1744 / 949
Instrument DateOct 13, 2023
Instrument5297
Transaction TypeTransfer
Record UpdatedNov 22, 2023

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$540.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address44 HOME PLACE LN, BLAIRSVILLE, GA 30512-2010

Transferred To (Grantee/Buyer)

NameVerified Name
Address9 SETTLERS CROSSING WAY, MURPHY, NC 28906-7281

Mortgage

Document Number001744/952
DateOct 18, 2023
Book Page1744/952
Instrument5298
Lender
NameSOUTHEAST MORTGAGE OF GEORGIA
TypeMortgage Company
AddressDULUTH, GA 30096
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2053

September 2020: Gift Deed, Transfer

Document TypeGift Deed
JurisdictionCHEROKEE NC
Recording DateSep 4, 2020
Property Address9 SETTLERS CROSSING WAY, MURPHY, NC 28906-7281
Document Number1655/368
Book / Page1655 / 368
Instrument DateJul 27, 2020
Instrument4791
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address362 BAYARD RD, LOTHIAN, MD 20711-9603

Tax Assessment & Valuation

The 2025 property tax bill for 9 Settlers Crossing Way was $727.

Source: Cherokee County assessment roll, as of October 10, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCherokee County
Unified School DistrictCherokee County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$727.00$99,800$99,800 Land $12,100 Building $87,700
2023$94,660$94,660 Land $12,100 Building $82,560

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 9 Settlers Crossing Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9 Settlers Crossing Way is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 61% of the US · above 83% of North Carolina
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Blue Ridge Mountain EMC
Fiber
1,000 / 1,000
Starlink
Satellite
280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Settlers Crossing Way

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