Cherokee County property record for 9 Settlers Crossing Way, Murphy, NC 28906
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 912 sqft · built 2003 |
| Lot Size | 0.81 acres (35,284 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $270,000 (Oct 2023) |
| Tax Bill | $727 (2025) |
| Deeds & Mortgages | Oct 2023 Sale & Mortgage Sep 2020 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 458000653238000 |
| Primary APN | 458000653238000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 912 sqft Heated Area |
| Gross Area | 1,154 sqft |
| 1st Floor Area | 912 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 35,284 sqft (0.81 acres) |
| Lot Dimensions | 179 ft deep x 390 ft wide |
| Porch | Patio |
| Porch Area | 98 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 63655 |
|---|---|
| Street Address | 9 SETTLERS CROSSING WAY |
| City | MURPHY |
| State | NC |
| Zip | 28906-7281 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 6 MARY KING MOUNTAIN 1744/949 |
| Legal Subdivision | MARY KING MOUNTAIN |
| Legal Lot Number | 6 |
| Jurisdiction | CHEROKEE NC |
| Township / Civil Division | NOTLA |
| Census Block Group | 1 |
| Census Block | 1059 |
| Census Tract | 930502 |
9 Settlers Crossing Way is owned by a company that bought it in October 2023.
Source: Cherokee County records, as of August 4, 2026
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 9 SETTLERS CROSSING WAY, MURPHY, NC 28906-7281 |
| Owner Type | Company |
| Vesting | Life Tenant |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 18, 2023 | Warranty Deed, Transfer · Conventional Mortgage SOUTHEAST MORTGAGE OF GEORGIA |
| Sep 4, 2020 | Gift Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 18, 2023 · Amount on File |
| Deed Sale | Oct 18, 2023 · Amount on File |
| Prior Sale | Aug 24, 2015 · Amount on File |
| Deed Document Number | 20235297 |
| Deed Book / Page | 1744 / 949 |
| Prior Transfer Date | Jul 27, 2020 |
| Prior Transfer Doc | 1655/368 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Recording Date | Oct 18, 2023 |
| Property Address | 9 SETTLERS CROSSING WAY, MURPHY, NC 28906-7281 |
| Document Number | 001744/949 |
| Book / Page | 1744 / 949 |
| Instrument Date | Oct 13, 2023 |
| Instrument | 5297 |
| Transaction Type | Transfer |
| Record Updated | Nov 22, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $540.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 44 HOME PLACE LN, BLAIRSVILLE, GA 30512-2010 |
| Name | Verified Name |
|---|---|
| Address | 9 SETTLERS CROSSING WAY, MURPHY, NC 28906-7281 |
| Document Number | 001744/952 |
|---|---|
| Date | Oct 18, 2023 |
| Book Page | 1744/952 |
| Instrument | 5298 |
| Name | SOUTHEAST MORTGAGE OF GEORGIA |
|---|---|
| Type | Mortgage Company |
| Address | DULUTH, GA 30096 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2053 |
| Document Type | Gift Deed |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Recording Date | Sep 4, 2020 |
| Property Address | 9 SETTLERS CROSSING WAY, MURPHY, NC 28906-7281 |
| Document Number | 1655/368 |
| Book / Page | 1655 / 368 |
| Instrument Date | Jul 27, 2020 |
| Instrument | 4791 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 362 BAYARD RD, LOTHIAN, MD 20711-9603 |
The 2025 property tax bill for 9 Settlers Crossing Way was $727.
Source: Cherokee County assessment roll, as of October 10, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $727.00 | $99,800 | $99,800 Land $12,100 Building $87,700 |
| 2023 | $94,660 | $94,660 Land $12,100 Building $82,560 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 9 Settlers Crossing Way in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9 Settlers Crossing Way is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 61% of the US · above 83% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Blue Ridge Mountain EMC Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
4G LTE (outdoors only), no 5G reported
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