Cherokee County property record for 10 Settlers Crossing Way, Murphy, NC 28906
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,008 sqft · built 2006 |
| Lot Size | 0.91 acres (39,640 sqft) |
| Owner | Individual Name on File |
| Last Sale | $18,000 (Jun 2005) |
| Tax Bill | $952 (2025) |
| Deeds & Mortgages | Feb 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 458000653591000 |
| Primary APN | 458000653591000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,008 sqft Heated Area |
| Gross Area | 2,274 sqft |
| 1st Floor Area | 1,008 sqft |
| Basement Area | 1,008 sqft |
| Unfinished Basement | 1,008 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 39,640 sqft (0.91 acres) |
| Lot Dimensions | 182 ft deep x 451 ft wide |
| Porch | Slab |
| Porch Area | 258 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 59520 |
|---|---|
| Street Address | 10 SETTLERS CROSSING WAY |
| City | MURPHY |
| State | NC |
| Zip | 28906-7281 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 7 MARY KING MOUNTAIN 1161/663 |
| Legal Lot Number | 7 |
| Jurisdiction | CHEROKEE NC |
| Township / Civil Division | NOTLA |
| Census Block Group | 1 |
| Census Block | 1059 |
| Census Tract | 930502 |
10 Settlers Crossing Way is owned and occupied by an individual who bought it in June 2005.
Source: Cherokee County records, as of October 10, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10 SETTLERS CROSSING WAY, MURPHY, NC 28906-7281 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 9, 2005 · Amount on File |
| Deed Sale | Jun 9, 2005 · Amount on File |
| Deed Document Number | 200546696 |
| Deed Book / Page | 1161 / 663 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Recording Date | Feb 27, 2023 |
| Property Address | 10 SETTLERS CROSSING WAY, MURPHY, NC 28906-7281 |
| Document Number | 0001730/83 |
| Book / Page | 1730 / 83 |
| Instrument Date | Feb 16, 2023 |
| Instrument | 858 |
| Transaction Type | Transfer |
| Record Updated | Apr 18, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10 SETTLERS CROSSING WAY, MURPHY, NC 28906-7281 |
| Name | Verified Name |
|---|---|
| Address | 10 SETTLERS CROSSING WAY, MURPHY, NC 28906-7281 |
| Document Number | 0000173086 |
|---|---|
| Date | Feb 27, 2023 |
| Instrument | 1730/86 |
| Name | SOUTH STATE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Mar 1, 2038 |
The 2025 property tax bill for 10 Settlers Crossing Way was $952.
Source: Cherokee County assessment roll, as of October 10, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $952.00 | $134,680 | $134,680 Land $11,000 Building $123,680 |
| 2023 | $134,680 | $134,680 Land $11,000 Building $123,680 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10 Settlers Crossing Way in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10 Settlers Crossing Way is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 61% of the US · above 83% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Blue Ridge Mountain EMC Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
4G LTE (outdoors only), no 5G reported
Search by:
By searching, you agree to: Terms • Privacy • Disclosures