Monroe County property record for 9 S Exuma Rd, Key Largo, FL 33037
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 3,760 sqft · built 1999 |
| Lot Size | 0.192 acres (8,400 sqft) |
| Owner | Company Name on Record |
| Last Sale | $2,600,000 (Jun 2023) |
| Tax Bill | $17,633 (2024) |
| Deeds & Mortgages | Jun 2023 Sale Oct 2020 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 00540170-000000 |
| Primary APN | 00540170-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 3 Stories |
| Building Area | 3,760 sqft Living Area |
| 1st Floor Area | 3,760 sqft |
| Flooring | Marble |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 2013 |
| Exterior Material | Other |
| Foundation Type | Pile |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Tile |
| Lot Area | 8,400 sqft (0.192 acres) |
| Lot Dimensions | 120 ft deep x 70 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Carport Area | 1,222 sqft |
| Pool Area | 300 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 1,315 sqft |
| Patio Area | 4,192 sqft |
| Fence | Fence |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 1663662 |
|---|---|
| Old Parcel Number | 06614000540170000000 |
| Street Address | 9 S EXUMA RD |
| City | KEY LARGO |
| State | FL |
| Zip | 33037-5006 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 8 LT 13 OCEAN ISLE EST PB5-14 KEY LARGO OR783-1500 OR786-1767 OR904-991 OR907-642 OR1100-351 OR1102-273 OR1100-348 |
| Legal Range | 40E |
| Legal Township | 61S |
| Legal Section | 06 |
| Legal Subdivision | OCEAN ISLE ESTATE |
| Legal Block | 8 |
| Legal Lot Number | 13 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 972700 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Monroe County records, as of December 5, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 5301 SW 198TH TER, SOUTHWEST RANCHES, FL 33332-1537 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Jun 19, 2023 | Warranty Deed, Transfer SOUTH FLORIDA TITLE ASSOCIATES, SOUTH FLORIDA TITLE ASSC LLC |
| Oct 16, 2020 | Warranty Deed, Transfer M & M PRIVATE LENDING GROUP LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 19, 2023 · Amount on Record |
| Deed Sale | Jun 19, 2023 · Amount on Record |
| Prior Sale | Oct 16, 2020 · Amount on Record |
| Deed Document Number | 2422248 |
| Deed Book / Page | 3230 / 2004 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Jun 19, 2023 |
| Property Address | 9 S EXUMA RD, KEY LARGO, FL 33037-5006 |
| Document Number | 0032302004 |
| Book / Page | 3230 / 2004 |
| Map Reference | MB 5 PG 14 |
| Instrument Date | Jun 16, 2023 |
| Instrument | 2422248 |
| Transaction Type | Transfer |
| Record Updated | Jul 10, 2023 |
| Title Company | SOUTH FLORIDA TITLE ASSOCIATES, SOUTH FLORIDA TITLE ASSC LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $18,200.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 272 18TH ST, SURF CITY, NJ 08008-5433 |
| Name | Verified Name |
|---|---|
| Address | 5301 SW 198TH TER, SOUTHWEST RANCHES, FL 33332-1537 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Oct 16, 2020 |
| Property Address | 9 S EXUMA RD, KEY LARGO, FL 33037-5006 |
| Document Number | 0030501485 |
| Book / Page | 003050 / 001485 |
| Instrument Date | Oct 14, 2020 |
| Instrument | 2286287 |
| Transaction Type | Transfer |
| Record Updated | Nov 6, 2020 |
| Title Company | CORAL REEF TITLE COMPANY, CORAL REEF TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $11,543.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 9 S EXUMA RD KEY LARGO FL 330375006, KEY LARGO, FL 33037-5006 |
| Document Number | 30501487 |
|---|---|
| Date | Oct 16, 2020 |
| Book Page | 003050/001487 |
| Instrument | 2286288 |
| Name | M & M PRIVATE LENDING GROUP LLC |
|---|---|
| Type | Bank |
| Address | FORT LAUDERDALE, FL 33301 |
| Amount | Amount Recorded |
|---|
Source: Monroe County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,178,745 (+13.89%) Land $998,844 Building $1,179,901 | $2,178,745 (+13.89%) Land $998,844 Building $1,179,901 | |
| 2024 | $17,633.00 (+19.25%) | ||
| 2023 | $14,787.00 (+13.26%) | $1,913,098 (+10.56%) Land $768,936 Building $1,144,162 | $1,913,098 (+10.56%) Land $768,936 Building $1,144,162 |
| 2022 | $13,056.00 | $1,730,434 Land $579,600 Building $1,150,834 | $1,730,434 Land $579,600 Building $1,150,834 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 225 policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 225 in force |
| Nearby Flood Claims | 29 (2017–2023) |
| Most Recent Claim | Nov 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · lower than 79% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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