Monroe County property record for 14 S Exuma Rd, Key Largo, FL 33037
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,260 sqft · built 1990 |
| Lot Size | 0.192 acres (8,400 sqft) |
| Owner | Company Name on Record |
| Last Sale | $875,000 (Jan 2022) |
| Tax Bill | $11,018 (2024) |
| Deeds & Mortgages | Jan 2022 Foreclosure Jan 2022 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | 00539930-000000 |
| Primary APN | 00539930-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,260 sqft Living Area |
| 1st Floor Area | 1,260 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Other |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Pile |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 8,400 sqft (0.192 acres) |
| Lot Dimensions | 120 ft deep x 70 ft wide |
| Garage Area | 420 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 963 sqft |
| Deck Area | 16 sqft |
| Patio Area | 124 sqft |
| Fence | Fence |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 1663417 |
|---|---|
| Old Parcel Number | 06614000539930000000 |
| Street Address | 14 S EXUMA RD |
| City | KEY LARGO |
| State | FL |
| Zip | 33037-5006 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 7 LT 27 OCEAN ISLE EST PB5-14 KEY LARGO OR492-928 OR1115-2290 OR2214-735 OR3151-1168 |
| Legal Range | 40E |
| Legal Township | 61S |
| Legal Section | 06 |
| Legal Subdivision | OCEAN ISLE ESTATE |
| Legal Block | 7 |
| Legal Lot Number | 27 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 972700 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Monroe County records, as of December 5, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | PO BOX 25245, SARASOTA, FL 34277-2245 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Jan 27, 2022 | Trustee's Deed, Foreclosure |
| Jan 13, 2022 | Certificate of Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 13, 2022 · Amount on Record |
| Deed Sale | Jan 13, 2022 · Amount on Record |
| Prior Sale | Jan 13, 2022 · Amount on Record |
| Deed Document Number | 0031482349 |
| Deed Book / Page | 3148 / 2349 |
| Last Transfer Date | Jan 27, 2022 |
| Transfer Doc | 0031511168 |
| Record Updated | Jun 8, 2026 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Jan 27, 2022 |
| Property Address | 14 S EXUMA RD, KEY LARGO, FL 33037-5006 |
| Document Number | 0031511168 |
| Book / Page | 3151 / 1168 |
| Map Reference | MB 5 PG 14 |
| Instrument Date | Jan 27, 2022 |
| Instrument | 2358880 |
| Transaction Type | Foreclosure |
| Record Updated | Jul 29, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $6,125.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 25245, SARASOTA, FL 34277-2245 |
| Document Type | Certificate of Transfer |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Jan 13, 2022 |
| Property Address | 14 S EXUMA RD, KEY LARGO, FL 33037-5006 |
| Document Number | 0031482349 |
| Book / Page | 3148 / 2349 |
| Map Reference | MB 5 PG 14 |
| Instrument Date | Jan 13, 2022 |
| Instrument | 2356965 |
| Transaction Type | Transfer |
| Record Updated | Jul 29, 2022 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Monroe County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,402,520 (+22.01%) Land $998,844 Building $403,676 | $1,402,520 (+22.01%) Land $998,844 Building $403,676 | |
| 2024 | $11,018.00 (+11.73%) | ||
| 2023 | $9,861.00 (+37.65%) | $1,149,548 (+19.5%) Land $768,936 Building $380,612 | $1,149,548 (+19.5%) Land $768,936 Building $380,612 |
| 2022 | $7,164.00 | $961,946 Land $579,600 Building $382,346 | $961,946 Land $579,600 Building $382,346 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 225 policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 225 in force |
| Nearby Flood Claims | 29 (2017–2023) |
| Most Recent Claim | Nov 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · lower than 79% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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