9 Ruth Ave, Dracut, MA 01826 Property Records

Middlesex County and Dracut Town property record for 9 Ruth Ave, Dracut, MA 01826

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,372 sqft · built 1992
Lot Size0.275 acres (11,960 sqft)
OwnerIndividual Name on Record
Last Sale$278,250 (Nov 2002)
Tax Bill$4,774 (2026)
Deeds & MortgagesSep 2026 Mortgage
Mar 2023 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APNDRAC M:31 B:44 L:1

Property Details

APN / Parcel Number

Primary APNDRAC M:31 B:44 L:1
Alternative APN
  • M:0031 B:0044 L:0001

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area1,372 sqft Living Area
Gross Area2,256 sqft
1st Floor Area720 sqft
Basement Area720 sqft
Unfinished Basement720 sqft

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area11,960 sqft (0.275 acres)
Garage TypeBasement
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address9 RUTH AVE
CityDRACUT
StateMA
Zip01826-1923
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Block44
Legal Lot Number1
JurisdictionDRACUT MA
Township / Civil DivisionDRACUT
Census Block Group3
Census Block3005
Census Tract314101

Owner

Source: Middlesex County and Dracut Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address9 RUTH AVE, DRACUT, MA 01826-1923
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Sep 25, 2026Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Mar 13, 2023Quit Claim Deed, Transfer
Quitclaim
Jan 31, 2023Deed of Trust, Mortgage · Stand-Alone Refinance
ROCKET MORTGAGE
Jan 7, 2020Deed of Trust, Mortgage · Balloon Mortgage
METRO CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 22, 2002 · Amount on Record
Deed SaleNov 22, 2002 · Amount on Record
Prior SaleSep 30, 1997 · Amount on Record
Deed Book / Page14067 / 120
Last Transfer DateMar 10, 2023
Transfer Doc0037723-35
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDRACUT MA
Recording DateSep 25, 2026
Property Address9 RUTH AVE, DRACUT, MA 01826-1923
Document Number0000031872
Book / Page40374 / 20
Instrument DateSep 21, 2026
Instrument202631872
Transaction TypeMortgage
Record UpdatedOct 14, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address9 RUTH AVE, DRACUT, MA 01826-1923

Mortgage

Document Number0000031872,
DateSep 25, 2026
Book Page40374/20
Instrument202631872
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2056
Interest
Max Rate-1%

March 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionDRACUT MA
Recording DateMar 13, 2023
Property Address9 RUTH AVE, DRACUT, MA 01826-1923
Document Number0037723-35
Book / Page37723 / 35
Instrument DateMar 10, 2023
Instrument6904
Transaction TypeTransfer
Record UpdatedMar 31, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Venture
Address9 RUTH AVE, DRACUT, MA 01826-1923

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDRACUT MA
Property Address9 RUTH AVE, DRACUT, MA 01826-1923
Transaction TypeMortgage
Record UpdatedFeb 17, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number037655-138
DateJan 31, 2023
Book Page37655/138
Instrument2733
Lender
NameROCKET MORTGAGE
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueFeb 1, 2053

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDRACUT MA
Property Address9 RUTH AVE, DRACUT, MA 01826-1923
Transaction TypeMortgage
Record UpdatedMar 15, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number33728-229
DateJan 7, 2020
Book Page33728/229
Instrument841
Lender
NameMETRO CU
TypeCredit Union
Agreement
TypeBalloon Mortgage
AmountAmount Recorded
Term289 Months
DueFeb 1, 2044

Tax Assessment & Valuation

Source: Middlesex County and Dracut Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionDracut Town
Unified School DistrictDracut School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,774.00 (-0.58%)$493,700 (+4.05%) Land $212,500 Building $281,200$483,930 (-)
2025$4,802.00 (+4.19%)$474,500 (+7.57%) Land $194,900 Building $279,600$483,930 (+1.43%)
2024$4,609.00 (+3.09%)$441,100 (+14.25%) Land $185,600 Building $255,500$477,090
2023$4,471.00$386,100 Land $161,400 Building $224,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDRACUT WATER SUPPLY DISTRICT
serves 25,808 people · EPA ID MA3079000
Water SourcePurchased surface water from LOWELL REGIONAL WATER UTILITY
Last State InspectionAug 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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