Middlesex County and Dracut Town property record for 25 Ruth Ave, Dracut, MA 01826
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,428 sqft · built 1968 |
| Lot Size | 0.187 acres (8,124 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $510,000 (Nov 2023) |
| Tax Bill | $5,239 (2026) |
| Deeds & Mortgages | Jun 2024 Line of Credit Nov 2023 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | DRAC M:31 L:46 |
| Primary APN | DRAC M:31 L:46 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,428 sqft Living Area |
| Gross Area | 2,661 sqft |
| 1st Floor Area | 816 sqft |
| Basement Area | 816 sqft |
| Unfinished Basement | 816 sqft |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,124 sqft (0.187 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 531200 |
|---|---|
| Street Address | 25 RUTH AVE |
| City | DRACUT |
| State | MA |
| Zip | 01826-1923 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Lot Number | 46 |
| Jurisdiction | DRACUT MA |
| Township / Civil Division | DRACUT |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 314101 |
Source: Middlesex County and Dracut Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 305 BREAKFAST POINT BLVD, PANAMA CITY BEACH, FL 32407-2573 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 24, 2024 | Deed of Trust, Mortgage · Line of Credit TD BANK NA |
| Nov 21, 2023 | Quit Claim Deed, Transfer |
| Mar 29, 2023 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage JEANNE D ARC CU |
| Sep 7, 2022 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 21, 2023 · Amount on Record |
| Deed Sale | Nov 21, 2023 · Amount on Record |
| Prior Sale | Mar 29, 2023 · Amount on Record |
| Deed Book / Page | 38197 / 6 |
| Prior Transfer Date | Nov 10, 2023 |
| Prior Transfer Doc | 00038197-6 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DRACUT MA |
| Property Address | 25 RUTH AVE, DRACUT, MA 01826-1923 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 038566-109 |
|---|---|
| Date | Jun 24, 2024 |
| Book Page | 38566/109 |
| Instrument | 17709 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2054 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | DRACUT MA |
| Recording Date | Nov 21, 2023 |
| Property Address | 25 RUTH AVE, DRACUT, MA 01826-1923 |
| Document Number | 00038197-6 |
| Book / Page | 38197 / 6 |
| Instrument Date | Nov 10, 2023 |
| Instrument | 34690 |
| Transaction Type | Transfer |
| Record Updated | Dec 8, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 305 BREAKFAST POINT BLVD, PANAMA CITY, FL 32407-2573 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | DRACUT MA |
| Recording Date | Mar 29, 2023 |
| Property Address | 25 RUTH AVE, DRACUT, MA 01826-1923 |
| Document Number | 00037748-6 |
| Book / Page | 37748 / 6 |
| Instrument Date | Mar 29, 2023 |
| Instrument | 8470 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 25 RUTH AVE, DRACUT, MA 01826-1923 |
| Investor | Possibly a Property Investor |
| Document Number | 0000008471 |
|---|---|
| Date | Mar 29, 2023 |
| Instrument | 8471 |
| Name | JEANNE D ARC CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | DRACUT MA |
| Recording Date | Sep 7, 2022 |
| Property Address | 25 RUTH AVE, DRACUT, MA 01826-1923 |
| Document Number | 037357-213 |
| Book / Page | 37357 / 213 |
| Instrument Date | Sep 7, 2022 |
| Instrument | 37812 |
| Transaction Type | Transfer |
| Record Updated | Sep 23, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 46 DELS WAY, WEARE, NH 03281-4433 |
Source: Middlesex County and Dracut Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Dracut Town |
| Unified School District | Dracut School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,239.00 (+5.52%) | $541,800 (+10.44%) Land $197,100 Building $344,700 | $479,275 (-) |
| 2025 | $4,965.00 (+4%) | $490,600 (+7.4%) Land $180,800 Building $309,800 | $479,275 (+0.26%) |
| 2024 | $4,774.00 (+3.74%) | $456,800 (+14.95%) Land $172,200 Building $284,600 | $478,040 |
| 2023 | $4,602.00 | $397,400 Land $149,700 Building $247,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DRACUT WATER SUPPLY DISTRICT serves 25,808 people · EPA ID MA3079000 |
|---|---|
| Water Source | Purchased surface water from LOWELL REGIONAL WATER UTILITY |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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