Bergen County and Upper Saddle River Borough property record for 9 Rowantree Dr, Upper Saddle River, NJ 07458
| Property Type | Single Family Home |
|---|---|
| Details | 2,552 sqft · built 1974 |
| Lot Size | 0.86 acres (37,462 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $830,000 (Jun 2014) |
| Tax Bill | $17,312 (2025) |
| Deeds & Mortgages | Dec 2023 Line of Credit Nov 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 63-00207-0000-00030 |
| Primary APN | 63-00207-0000-00030 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,552 sqft Living Area |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Construction Type | Frame |
| Lot Area | 37,462 sqft (0.86 acres) |
| Parking Spaces | 2 Parking Spaces |
| Account Number | 020205 |
|---|---|
| Street Address | 9 ROWANTREE DR |
| City | UPPER SADDLE RIVER |
| State | NJ |
| Zip | 07458-1211 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | .860 AC |
| Legal Subdivision | ROWANTREE ESTATES SHEET 2 |
| Legal Block | 207 |
| Legal Lot Number | 30 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | UPPER SADDLE RIVER |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 53202 |
Source: Bergen County and Upper Saddle River Borough records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 9 ROWANTREE DR, UPPER SADDLE RIVER, NJ 07458-1211 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 4, 2023 | Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO |
| Nov 27, 2023 | Deed of Trust, Mortgage · Conventional Mortgage M & T BANK |
| Aug 2, 2023 | Deed of Trust, Mortgage · Conventional Mortgage M & T BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 27, 2014 · Amount on Record |
| Deed Sale | Jun 27, 2014 · Amount on Record |
| Prior Sale | Sep 7, 1999 · Amount on Record |
| Deed Document Number | 201441540 |
| Deed Book / Page | 1696 / 852 |
| Prior Transfer Date | Dec 24, 2012 |
| Prior Transfer Doc | 1267001637 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 9 ROWANTREE DR, UPPER SADDLE RIVER, NJ 07458-1211 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2024 |
| Name | Verified Name |
|---|---|
| Address | 9 ROWANTREE DR, UPPER SADDLE RIVER, NJ 07458-1211 |
| Document Number | 0051351251 |
|---|---|
| Date | Dec 4, 2023 |
| Book Page | 5135/1251 |
| Instrument | 2023077661 |
| Name | MANUFACTURERS & TRADERS TRUST CO |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 3, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 9 ROWANTREE DR, UPPER SADDLE RIVER, NJ 07458-1211 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2024 |
| Title Company | REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO |
| Name | Verified Name |
|---|---|
| Address | 9 ROWANTREE DR, UPPER SADDLE RIVER, NJ 07458-1211 |
| Document Number | 0051320573 |
|---|---|
| Date | Nov 27, 2023 |
| Book Page | 5132/573 |
| Instrument | 2023076468 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Aug 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.12% |
| Type Change Date | Aug 1, 2033 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 11.1% |
| Margin | 3 |
| Max Rate | 11.1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 9 ROWANTREE DR, UPPER SADDLE RIVER, NJ 07458-1211 |
| Transaction Type | Mortgage |
| Record Updated | Sep 4, 2023 |
| Name | Verified Name |
|---|---|
| Address | 9 ROWANTREE DR, UPPER SADDLE RIVER, NJ 07458-1211 |
| Document Number | 0050501769 |
|---|---|
| Date | Aug 2, 2023 |
| Book Page | 5050/1769 |
| Instrument | 2023050559 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2053 |
Source: Bergen County and Upper Saddle River Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Upper Saddle River Borough |
| Secondary School District | Northern Highlands Regional School District (09 - 12) |
| Elementary School District | Upper Saddle River Borough School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $668,400 (-) Land $379,400 Building $289,000 | $668,400 (-) Land $379,400 Building $289,000 | |
| 2025 | $17,312.00 (+1.73%) | $668,400 (-) Land $379,400 Building $289,000 | $668,400 (-) Land $379,400 Building $289,000 |
| 2024 | $17,017.00 (+2.95%) | ||
| 2023 | $668,400 Land $379,400 Building $289,000 | $668,400 Land $379,400 Building $289,000 | |
| 2022 | $16,529.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 17 policies |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 6 (2011–2024) |
| Most Recent Claim | Jan 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 89% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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