Bergen County and Upper Saddle River Borough property record for 4 Rowantree Dr, Upper Saddle River, NJ 07458
| Property Type | Single Family Home |
|---|---|
| Details | 3,260 sqft · built 1979 |
| Lot Size | 1.08 acres (47,045 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $679,000 (Jul 2017) |
| Tax Bill | $15,664 (2025) |
| Deeds & Mortgages | Feb 2017 Line of Credit Nov 2020 Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 63-00209-0000-00010 |
| Primary APN | 63-00209-0000-00010 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,260 sqft Living Area |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Lot Area | 47,045 sqft |
| Street Address | 4 ROWANTREE DR |
|---|---|
| City | UPPER SADDLE RIVER |
| State | NJ |
| Zip | 07458-1212 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 1.080 AC |
| Legal Subdivision | BROOKVIEW ACRES |
| Legal Block | 209 |
| Legal Lot Number | 10 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | UPPER SADDLE RIVER |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 53202 |
Source: Bergen County and Upper Saddle River Borough records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4 ROWANTREE DR, UPPER SADDLE RIVER, NJ 07458-1212 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 27, 2017 | Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA |
| Nov 19, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CHERRY CREEK MORTGAGE CO INC |
| Jul 12, 2017 | Deed, Transfer · Conventional Mortgage PNC MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 12, 2017 · Amount on Record |
| Deed Sale | Jul 12, 2017 · Amount on Record |
| Prior Sale | Mar 7, 2006 · Amount on Record |
| Deed Document Number | 201752362 |
| Deed Book / Page | 2663 / 632 |
| Prior Transfer Date | Aug 12, 1993 |
| Prior Transfer Doc | 7628000793 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 4 ROWANTREE DR, UPPER SADDLE RIVER, NJ 07458-1212 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0025452299 |
|---|---|
| Date | Feb 27, 2017 |
| Book Page | 02545/2299 |
| Instrument | 17-017788 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 420 Months |
| Due | Feb 6, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 4 ROWANTREE DR, UPPER SADDLE RIVER, NJ 07458-1212 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ELEVATED TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0038251162 |
|---|---|
| Date | Nov 19, 2020 |
| Book Page | 3825/1162 |
| Instrument | 20-121286 |
| Name | CHERRY CREEK MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Address | ENGLEWOOD, CO 80111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Sep 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jul 12, 2017 |
| Property Address | 4 ROWANTREE DR, UPPER SADDLE RIVER, NJ 07458-1212 |
| Document Number | 0026630632 |
| Book / Page | 02663 / 0632 |
| Instrument Date | Jun 29, 2017 |
| Instrument | 17-052362 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2021 |
| Title Company | OLD REPUBLIC NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4 ROWANTREE DR, 4, UPPER SADDLE RIVER, NJ 07458-1212 |
| Name | Verified Name |
|---|---|
| Address | 4 ROWANTREE DR, UPPER SADDLE RIVER, NJ 07458-1212 |
| Document Number | 0026630638 |
|---|---|
| Date | Jul 12, 2017 |
| Book Page | 02663/0638 |
| Instrument | 17-052362.01 |
| Name | PNC MORTGAGE LLC |
|---|---|
| Type | Lending Institution |
| Address | MIAMISBURG, OH 45342 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2047 |
Source: Bergen County and Upper Saddle River Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Upper Saddle River Borough |
| Secondary School District | Northern Highlands Regional School District (09 - 12) |
| Elementary School District | Upper Saddle River Borough School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $604,800 (-) Land $301,200 Building $303,600 | $604,800 (-) Land $301,200 Building $303,600 | |
| 2025 | $15,664.00 (+1.73%) | $604,800 (-) Land $301,200 Building $303,600 | $604,800 (-) Land $301,200 Building $303,600 |
| 2024 | $15,398.00 (+2.96%) | ||
| 2023 | $604,800 Land $301,200 Building $303,600 | $604,800 Land $301,200 Building $303,600 | |
| 2022 | $14,956.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 17 policies |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 6 (2011–2024) |
| Most Recent Claim | Jan 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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