Saratoga County and Malta Town property record for 9 Rosebay Rd, Malta, NY 12020
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,120 sqft · built 1995 |
| Lot Size | 0.54 acres (23,522 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $360,000 (Sep 2021) |
| Tax Bill | $6,011 (2025) |
| Deeds & Mortgages | Sep 2021 Sale & Mortgage Jul 2018 Line of Credit + 1 more |
| APN | 414089 230.9-2-5 |
| Primary APN | 414089 230.9-2-5 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,120 sqft Living Area |
| 1st Floor Area | 1,060 sqft |
| 2nd Floor Area | 1,060 sqft |
| Game Room | Game Room |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 23,522 sqft (0.54 acres) |
| Lot Width | 65.4 ft Width |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 522 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 9 ROSEBAY RD |
|---|---|
| City | MALTA |
| State | NY |
| Zip | 12020-4396 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PDD |
| Legal Description | SIDE: W LOT 9 |
| Legal Block | 2 |
| Legal Lot Number | 5.000 |
| Jurisdiction | SARATOGA NY |
| Township / Civil Division | MALTA |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 61907 |
Source: Saratoga County and Malta Town records · APN 414089 230.9-2-5
Assessment roll updated April 20, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9 ROSEBAY RD, BALLSTON SPA, NY 12020-4396 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 08, 2021 | Warranty Deed, Transfer · Stand-Alone First Mortgage FIRST NEW YORK FCU |
| Jul 20, 2018 | Deed of Trust, Mortgage · Line of Credit CAPITAL COMMUNICATIONS FCU |
| Jan 04, 2017 | Deed of Trust, Mortgage · Conventional Mortgage GREENLIGHT LOANS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 08, 2021 · Amount on Record |
| Deed Sale | Sep 08, 2021 · Amount on Record |
| Prior Sale | Aug 23, 2010 · Amount on Record |
| Deed Document Number | 202132101 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SARATOGA NY |
| Recording Date | Sep 08, 2021 |
| Property Address | 9 ROSEBAY RD, BALLSTON SPA, NY 12020-4396 |
| Document Number | 2021032101 |
| Instrument Date | Aug 30, 2021 |
| Instrument | 2021032101 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1 TANGUARY DR, COHOES, NY 12047-1124 |
| Investor | Possibly a Property Investor |
| Document Number | 2021032102 |
|---|---|
| Date | Sep 08, 2021 |
| Instrument | 2021032102 |
| Name | FIRST NEW YORK FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SARATOGA NY |
| Property Address | 9 ROSEBAY RD, BALLSTON SPA, NY 12020-4396 |
| Document Number | 0000024741 |
| Instrument Date | Jul 20, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2018 |
| Name | Verified Name |
|---|---|
| Address | 9 ROSEBAY RD MALTA NY 120204396, MALTA, NY 12020-4396 |
| Document Number | 0000024741 |
|---|---|
| Date | Aug 16, 2018 |
| Instrument | 24741 |
| Name | CAPITAL COMMUNICATIONS FCU |
|---|---|
| Address | ALBANY, NY 12205 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Aug 15, 2028 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SARATOGA NY |
| Property Address | 9 ROSEBAY RD, BALLSTON SPA, NY 12020-4396 |
| Document Number | 0000001533 |
| Instrument Date | Jan 04, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Mar 07, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 9 ROSEMARY RD MALTA NY 12020, MALTA, NY 12020 |
| Document Number | 0000001533 |
|---|---|
| Date | Jan 13, 2017 |
| Instrument | 1533 |
| Name | GREENLIGHT LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | DALLAS, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 12, 2047 |
Source: Saratoga County and Malta Town records · Assessment roll updated April 20, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | New York |
| County | Saratoga County |
| County Subdivision | Malta Town |
| Unified School District | Ballston Spa Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,011.00 | $425,000 (+14.56%) Land $60,000 Building $365,000 | $425,000 (+14.56%) Land $60,000 Building $365,000 |
| 2023 | $371,000 Land $60,000 Building $311,000 | $371,000 Land $60,000 Building $311,000 |
Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360910619072, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Holding Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Hudson Valley Wireless Fixed Wireless | 200 / 20 |
Based on FCC filings for 306 locations within half a mile of this property.
5G and 4G LTE (outdoors only)
Source: EPA Safe Drinking Water Information System, water system NY4511620, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MALTA WATER DISTRICT #1 serves 8,950 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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