Saratoga County and Malta Town property record for 7 Rosebay Rd, Malta, NY 12020
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,243 sqft · built 1995 |
| Lot Size | 0.31 acres (13,504 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $349,170 (Jul 2017) |
| Tax Bill | $7,468 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Jul 2017 Sale |
| APN | 414089 230.9-2-4 |
| Primary APN | 414089 230.9-2-4 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,243 sqft Living Area |
| 1st Floor Area | 1,188 sqft |
| 2nd Floor Area | 1,055 sqft |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Contemporary |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 13,504 sqft (0.31 acres) |
| Lot Width | 100 ft Width |
| Garage Type | Attached |
| Garage Area | 561 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 372 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 7 ROSEBAY RD |
|---|---|
| City | MALTA |
| State | NY |
| Zip | 12020-4396 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PDD |
| Legal Description | SIDE: W LOT 7 |
| Legal Block | 2 |
| Legal Lot Number | 4.000 |
| Jurisdiction | SARATOGA NY |
| Township / Civil Division | MALTA |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 61907 |
Source: Saratoga County and Malta Town assessment roll, as of April 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7 ROSEBAY RD, BALLSTON SPA, NY 12020-4396 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 3, 2021 | Deed of Trust, Mortgage · FHA Mortgage HOMESTEAD FUNDING CORP |
| Jul 10, 2017 | Deed, Transfer JOHN J CAHILL |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 10, 2017 · Amount on Record |
| Deed Sale | Jul 10, 2017 · Amount on Record |
| Prior Sale | May 12, 1995 · Amount on Record |
| Deed Book / Page | 2017 / 21092 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SARATOGA NY |
| Property Address | 7 ROSEBAY RD, MALTA, NY 12020-4396 |
| Transaction Type | Mortgage |
| Record Updated | Feb 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2021003967 |
|---|---|
| Date | Feb 3, 2021 |
| Instrument | 2021003967 |
| Name | HOMESTEAD FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SARATOGA NY |
| Recording Date | Jul 10, 2017 |
| Property Address | 7 ROSEBAY RD, MALTA, NY 12020-4396 |
| Document Number | 0000002017/0000021092 |
| Book / Page | 0000002017 / 0000021092 |
| Instrument Date | Jun 26, 2017 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Title Company | JOHN J CAHILL |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7 ROSEBAY RD, MALTA, NY 12020-4396 |
Source: Saratoga County and Malta Town assessment roll, as of April 20, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Saratoga County |
| County Subdivision | Malta Town |
| Unified School District | Ballston Spa Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,468.00 | $528,000 (+14.29%) Land $60,000 Building $468,000 | $528,000 (+14.29%) Land $60,000 Building $468,000 |
| 2023 | $462,000 Land $60,000 Building $402,000 | $462,000 Land $60,000 Building $402,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 91% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MALTA WATER DISTRICT #1 serves 8,950 people · EPA ID NY4511620 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Holding Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Hudson Valley Wireless Fixed Wireless | 200 / 20 |
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