Beaufort County property record for 9 River Oaks Dr, Bluffton, SC 29910
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1.5 ba · 1,752 sqft · built 1989 |
| Lot Size | 0.336 acres (14,642 sqft) |
| Owner | Individual Name on File |
| Last Sale | $360,000 (Jan 2023) |
| Tax Bill | $5,452 (2025) |
| Deeds & Mortgages | Jan 2023 Sale & Mortgage Jan 2019 Mortgage + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R60003900C03360000 |
| Primary APN | R60003900C03360000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,752 sqft Living Area |
| 1st Floor Area | 1,332 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 14,642 sqft (0.336 acres) |
| Garage Type | Detached |
| Garage Area | 800 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Deck Area | 40 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Street Address | 9 RIVER OAKS DR |
|---|---|
| City | BLUFFTON |
| State | SC |
| Zip | 29910-7225 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 4116 |
| Legal Description | LOT 1 RIVER OAKS S/D PB 33 P 146 |
| Legal Subdivision | OLD RIVER OAKS S/D MAP 39C |
| Legal Lot Number | 1 |
| Jurisdiction | BEAUFORT SC |
| Township / Civil Division | BLUFFTON |
| Census Block Group | 2 |
| Census Block | 2036 |
| Census Tract | 2108 |
9 River Oaks Dr is owned by an individual who bought it in January 2023.
Source: Beaufort County records, as of March 12, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 39 BRENDAN LN, BLUFFTON, SC 29910-7603 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 10, 2023 | Warranty Deed, Transfer · Conventional Mortgage COASTALSTATES MORTGAGE INC |
| Jan 25, 2019 | Deed of Trust, Mortgage · ARM RECOVCO MORTGAGE MANAGEMENT LLC |
| Nov 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage COASTAL STATES MORTGAGE INC |
| Dec 21, 2021 | Intrafamily Transfer, Transfer |
| Jun 20, 2018 | Warranty Deed, Transfer ATTORNEY ONLY |
| Jun 20, 2018 | Warranty Deed, Subdivision Related Transfer · Construction Mortgage BECK HOMES LLC |
| Aug 7, 2018 | Trustee's Deed, Construction Loan · Construction Mortgage BECK HOMES LLC |
| Apr 16, 2018 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 10, 2023 · Amount on File |
| Deed Sale | Jan 10, 2023 · Amount on File |
| Prior Sale | Jun 20, 2018 · Amount on File |
| Deed Document Number | 20231117 |
| Deed Book / Page | 4210 / 1216 |
| Prior Transfer Date | Nov 30, 2021 |
| Prior Transfer Doc | 0000087603 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Recording Date | Jan 10, 2023 |
| Property Address | 9 RIVER OAKS DR, BLUFFTON, SC 29910-7225 |
| Document Number | 0000001117 |
| Book / Page | 4210 / 1216 |
| Map Reference | MB 33 PG 146 |
| Instrument Date | Dec 14, 2022 |
| Instrument | 2023001117 |
| Transaction Type | Transfer |
| Record Updated | Jan 30, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $936.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 39 BRENDAN LN, BLUFFTON, SC 29910-7603 |
| Document Number | 0000001118 |
|---|---|
| Date | Jan 10, 2023 |
| Instrument | 2023001118 |
| Name | COASTALSTATES MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Property Address | 9 RIVER OAKS DR, BLUFFTON, SC 29910-7225 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000004743 |
|---|---|
| Date | Jan 25, 2019 |
| Book Page | 3732/2894 |
| Instrument | 2019004743 |
| Name | RECOVCO MORTGAGE MANAGEMENT LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | IRVING, TX 75038 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.98% |
| Type Change Date | Feb 1, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 6.98% |
| Max Rate At Change | 8.98% |
| Index | 1-Year LIBOR |
| Max Rate | 11.9% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Property Address | 9 RIVER OAKS DR, BLUFFTON, SC 29910-7225 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000068770 |
|---|---|
| Date | Nov 20, 2020 |
| Book Page | 3937/1163 |
| Instrument | 2020068770 |
| Name | COASTAL STATES MORTGAGE INC |
|---|---|
| Type | Non-Lending Institution |
| Address | HILTON HEAD ISLAND, SC 29928 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Recording Date | Dec 21, 2021 |
| Property Address | 9 RIVER OAKS DR, BLUFFTON, SC 29910-7225 |
| Document Number | 0000087603 |
| Book / Page | 4096 / 3104 |
| Map Reference | MB 33 PG 146 |
| Instrument Date | Nov 30, 2021 |
| Instrument | 2021087603 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 9 RIVER OAKS DR, BLUFFTON, SC 29910-7225 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Recording Date | Jun 20, 2018 |
| Property Address | 9 RIVER OAKS DR, BLUFFTON, SC 29910-7225 |
| Document Number | 0000033186 |
| Book / Page | 003677 / 001428 |
| Instrument Date | Jun 14, 2018 |
| Instrument | 33186 |
| Transaction Type | Transfer |
| Record Updated | Jul 5, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $690.25 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 15485 RAPTOR RD POWAY CA 920646900, POWAY, CA 92064-6900 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Recording Date | Jun 20, 2018 |
| Property Address | 9 RIVER OAKS DR, BLUFFTON, SC 29910-7225 |
| Document Number | 0000033187 |
| Book / Page | 003677 / 001431 |
| Instrument Date | Jun 14, 2018 |
| Instrument | 33187 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jul 11, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $736.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9 RIVER OAKS DR BLUFFTON SC 299107225, BLUFFTON, SC 29910-7225 |
| Document Number | 33188 |
|---|---|
| Date | Jun 20, 2018 |
| Book Page | 003677/001434 |
| Instrument | 33188 |
| Name | BECK HOMES LLC |
|---|---|
| Address | 15485 RAPTOR RD, POWAY, CA 92064-6900 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Jun 19, 2019 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Recording Date | Aug 7, 2018 |
| Property Address | 9 RIVER OAKS DR, BLUFFTON, SC 29910-7225 |
| Book / Page | 003690 / 000147 |
| Instrument Date | May 10, 2018 |
| Instrument | 42703 |
| Transaction Type | Construction Loan |
| Record Updated | Aug 27, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 9 RIVER OAKS DR BLUFFTON SC 299107225, BLUFFTON, SC 29910-7225 |
| Document Number | 0000042703 |
|---|---|
| Date | Aug 7, 2018 |
| Book Page | 003690/000147 |
| Instrument | 42703 |
| Name | BECK HOMES LLC |
|---|---|
| Address | 15485 RAPTOR RD, POWAY, CA 92064-6900 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Aug 6, 2019 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Recording Date | Apr 16, 2018 |
| Property Address | 9 RIVER OAKS DR, BLUFFTON, SC 29910-7225 |
| Document Number | 0000019422 |
| Book / Page | 003659 / 001794 |
| Instrument Date | Apr 6, 2018 |
| Instrument | 19422 |
| Transaction Type | Transfer |
| Record Updated | May 4, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $647.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 15485 RAPTOR RD POWAY CA 920646900, POWAY, CA 92064-6900 |
The 2025 property tax bill for 9 River Oaks Dr was $5,452, up 1.7% from the year before.
Source: Beaufort County assessment roll, as of March 12, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Beaufort County |
| Unified School District | Beaufort County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,452.00 (+1.7%) | $21,600 (-) | |
| 2024 | $5,361.00 | $21,600 (-) | $360,000 (-) Land $150,000 Building $210,000 |
| 2023 | $5,361.00 (+48.01%) | $21,600 (+133.46%) | $360,000 (+55.64%) Land $150,000 Building $210,000 |
| 2022 | $3,622.00 | $9,252 Land $1,800 Building $7,452 | $231,300 Land $45,000 Building $186,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 9 River Oaks Dr in Zone X, an area of minimal flood risk, though there have been 37 flood claims nearby since 1990.
Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 122 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 122 in force |
| Nearby Flood Claims | 37 (1990–2024) |
| Claims Outside the SFHA | 6 of 37 |
| Most Recent Claim | Aug 2024 · Tropical Storm Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9 River Oaks Dr is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 89% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BJW&SA serves 164,829 people · EPA ID SC0720003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Oct 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Fiber · Cable | 1,000 / 1,000 |
| Spectrum Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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