Beaufort County property record for 4 River Oaks Dr, Bluffton, SC 29910
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 6 ba · 3,304 sqft · built 2016 |
| Lot Size | 0.55 acres (23,958 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $589,500 (Oct 2018) |
| Tax Bill | $3,436 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Oct 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R60003900C122H0000 |
| Primary APN | R60003900C122H0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 6 Baths |
| Half Baths | 3 Half Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 3,304 sqft Living Area |
| Year Built | Built 2016 |
|---|---|
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 23,958 sqft (0.55 acres) |
| Total Buildings | 2 Buildings |
| Heating System | Heat Pump |
|---|
| Account Number | 03088642 |
|---|---|
| Old Parcel Number | R60003900C122H0000 |
| Street Address | 4 RIVER OAKS DR |
| City | BLUFFTON |
| State | SC |
| Zip | 29910-7226 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 6106 |
| Legal Description | TRACT 3 HARPER TRACT PLAT 30 P 195 |
| Legal Subdivision | BLUFFTON SUBURBIA |
| Legal Tract | 3 |
| Jurisdiction | BEAUFORT SC |
| Township / Civil Division | BLUFFTON |
| Census Block Group | 2 |
| Census Block | 2036 |
| Census Tract | 2108 |
Source: Beaufort County records, as of March 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4 RIVER OAKS DR, BLUFFTON, SC 29910-7226 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Oct 30, 2018 | Warranty Deed, Transfer · Conventional Mortgage MORTGAGE NTWK |
| Sep 16, 2017 | Deed of Trust, Mortgage · Line of Credit NAVY FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 30, 2018 · Amount on Record |
| Deed Sale | Oct 30, 2018 · Amount on Record |
| Prior Sale | Aug 15, 2014 · Amount on Record |
| Deed Document Number | 2018058829 |
| Deed Book / Page | 3711 / 1515 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Property Address | 4 RIVER OAKS DR, BLUFFTON, SC 29910-7226 |
| Transaction Type | Mortgage |
| Record Updated | Sep 15, 2021 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0000054566 |
|---|---|
| Date | Jul 28, 2021 |
| Book Page | 4042/2852 |
| Instrument | 2021054566 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Recording Date | Oct 30, 2018 |
| Property Address | 4 RIVER OAKS DR, BLUFFTON, SC 29910-7226 |
| Document Number | 0000058829 |
| Book / Page | 003711 / 001515 |
| Instrument Date | Oct 22, 2018 |
| Instrument | 58829 |
| Transaction Type | Transfer |
| Record Updated | Nov 13, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,181.15 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4 RIVER OAKS DR BLUFFTON SC 299107226, BLUFFTON, SC 29910-7226 |
| Document Number | 58830 |
|---|---|
| Date | Oct 30, 2018 |
| Book Page | 003711/001518 |
| Instrument | 58830 |
| Name | MORTGAGE NTWK |
|---|---|
| Type | Mortgage Company |
| Address | DANVERS, MA 01923 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 29, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Property Address | 4 RIVER OAKS DR, BLUFFTON, SC 29910-7226 |
| Document Number | 0000052561 |
| Book / Page | 003609 / 003012 |
| Instrument Date | Sep 16, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 9, 2017 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 4 RIVER OAKS DR BLUFFTON SC 299107226, BLUFFTON, SC 29910-7226 |
| Document Number | 0000052561 |
|---|---|
| Date | Sep 28, 2017 |
| Book Page | 003609/003012 |
| Instrument | 52561 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Sep 27, 2057 |
| Rate Type | Adjustable Rate |
|---|
Source: Beaufort County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Beaufort County |
| Unified School District | Beaufort County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,436.00 (-0.06%) | $27,120 (-40.89%) | |
| 2024 | $3,438.00 | $45,884 (-) Land $8,000 Building $37,884 | $1,147,100 (-) Land $200,000 Building $947,100 |
| 2023 | $3,438.00 (+8.87%) | $45,884 (+94.59%) Land $8,000 Building $37,884 | $1,147,100 (+94.59%) Land $200,000 Building $947,100 |
| 2022 | $3,158.00 Homeowner's exemption | $23,580 Land $3,400 Building $20,180 | $589,500 Land $85,000 Building $504,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 122 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 122 in force |
| Nearby Flood Claims | 37 (1990–2024) |
| Claims Outside the SFHA | 6 of 37 |
| Most Recent Claim | Aug 2024 · Tropical Storm Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 89% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BJW&SA serves 164,829 people · EPA ID SC0720003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Oct 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Fiber · Cable | 1,000 / 1,000 |
| Spectrum Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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