9 Ringenbach Ln, Budd Lake, NJ 07828 Property Records

Morris County and Mount Olive Township property record for 9 Ringenbach Ln, Budd Lake, NJ 07828

Property Summary

Property Type	Single Family Home
Details	1,304 sqft · built 1943
Lot Size	0.691 acres (30,104 sqft)
Owner	Individual Name on File
Last Sale	$380,000 (Apr 2023)
Tax Bill	$8,510 (2024)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Aug 2019 Mortgage + 1 more
APN	`27-04100-0000-00115`

Property Details

APN / Parcel Number

Primary APN	`27-04100-0000-00115`
Alternative APNs	`270410000115` `06012730`

Interior

Stories	1 Story
Building Area	1,304 sqft Living Area
1st Floor Area	1,304 sqft

Exterior

Year Built	Built 1943
Effective Year Built	Effective 1943
Construction Type	Frame
Lot Area	30,104 sqft (0.691 acres)
Lot Dimensions	106 ft deep x 284 ft wide

Location & Zoning

Account Number	06012730
Street Address	9 RINGENBACH LN
City	BUDD LAKE
State	NJ
Zip	07828-1805
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	ADDITIONAL LOTS: B148 L70
Legal Block	4100
Legal Lot Number	115
Jurisdiction	MORRIS NJ
Township / Civil Division	MOUNT OLIVE
Census Block Group	2
Census Block	2012
Census Tract	46109

Owner

9 Ringenbach Ln is owned and occupied by an individual who bought it in April 2023.

Source: Morris County and Mount Olive Township records, as of July 9, 2026

Owner of Record	Individual Name on File
Mailing Address	9 RINGENBACH LN, BUDD LAKE, NJ 07828-1805
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2023	Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 16, 2019	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FIDELITY INC
Feb 10, 2022	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 21, 2023 · Amount on File
Deed Sale	Apr 21, 2023 · Amount on File
Prior Sale	Dec 22, 2016 · Amount on File
Deed Document Number	202313992
Deed Book / Page	24591 / 365
Record Updated	Sep 20, 2026

April 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	MORRIS NJ
Recording Date	Apr 21, 2023
Property Address	9 RINGENBACH LN, BUDD LAKE, NJ 07828-1805
Document Number	0245910365
Book / Page	24591 / 365
Instrument Date	Mar 16, 2023
Instrument	2023013992
Transaction Type	Transfer
Record Updated	May 5, 2023
Title Company	ATLAS TITLE, PALAIS TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,023.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5055 S DALE MABRY HWY APT 935, 935, TAMPA, FL 33611-3558

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9 RINGENBACH LN, BUDD LAKE, NJ 07828-1805

Mortgage

Document Number	2023013993
Date	Apr 21, 2023
Instrument	2023013993

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2053

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORRIS NJ
Property Address	9 RINGENBACH LN, BUDD LAKE, NJ 07828-1805
Transaction Type	Mortgage
Record Updated	Aug 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0235940112
Date	Aug 16, 2019
Book Page	23594/0112
Instrument	2019044065

Lender

Name	AMERICAN FIDELITY INC
Type	Mortgage Company
Address	CEDAR GLEN, CA 92321

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2049

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORRIS NJ
Property Address	9 RINGENBACH LN, BUDD LAKE, NJ 07828-1805
Transaction Type	Mortgage
Record Updated	Aug 18, 2022
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9 RINGENBACH LN, BUDD LAKE, NJ 07828-1805

Mortgage

Document Number	0243431307
Date	Feb 10, 2022
Book Page	24343/1307
Instrument	2022012187

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	296 Months
Due	Oct 27, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Morris County and Mount Olive Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Morris County
County Subdivision	Mount Olive Township
Unified School District	Mount Olive Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$244,200 (-) Land $118,700 Building $125,500	$244,200 (-) Land $118,700 Building $125,500
2025		$244,200 Land $118,700 Building $125,500	$244,200 Land $118,700 Building $125,500
2024	$8,510.00
2023		$244,200 Land $118,700 Building $125,500	$244,200 Land $118,700 Building $125,500
2022	$8,224.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 9 Ringenbach Ln.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 9 Ringenbach Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - ITC private · serves 6,463 people · EPA ID NJ1427017
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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