3 Ringenbach Ln, Budd Lake, NJ 07828 Property Records

Morris County and Mount Olive Township property record for 3 Ringenbach Ln, Budd Lake, NJ 07828

Property Summary

Property Type	Single Family Home
Details	1,637 sqft · built 1908
Lot Size	0.899 acres (39,152 sqft)
Owner	Individual Name on File
Last Sale	$190,000 (Aug 2021)
Tax Bill	$7,904 (2024)
Deeds & Mortgages	Mar 2022 Mortgage Aug 2021 Sale & Mortgage
APN	`27-04100-0000-00116`

Property Details

APN / Parcel Number

Primary APN	`27-04100-0000-00116`
Alternative APNs	`270410000116` `06012740`

Interior

Stories	2 Stories
Building Area	1,637 sqft Living Area

Exterior

Year Built	Built 1908
Effective Year Built	Effective 1908
Construction Type	Frame
Lot Area	39,152 sqft (0.899 acres)
Lot Dimensions	145 ft deep x 270 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	06012740
Street Address	3 RINGENBACH LN
City	BUDD LAKE
State	NJ
Zip	07828-1805
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	ADDITIONAL LOTS: B148 L71
Legal Block	4100
Legal Lot Number	116
Jurisdiction	MORRIS NJ
Township / Civil Division	MOUNT OLIVE
Census Block Group	2
Census Block	2012
Census Tract	46109

Owner

3 Ringenbach Ln is owned and occupied by an individual who acquired it in January 2022.

Source: Morris County and Mount Olive Township records, as of July 9, 2026

Owner of Record	Individual Name on File
Mailing Address	3 RINGENBACH LN, BUDD LAKE, NJ 07828-1805
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage GUARANTEED RATE INC
Aug 17, 2021	Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 17, 2021 · Amount on File
Deed Sale	Aug 17, 2021 · Amount on File
Prior Sale	Oct 8, 1999 · Amount on File
Deed Document Number	202169018
Deed Book / Page	24196 / 944
Last Transfer Date	Jan 28, 2022
Transfer Doc	0243760744
Record Updated	Oct 29, 2026

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MORRIS NJ
Recording Date	Mar 29, 2022
Property Address	3 RINGENBACH LN, BUDD LAKE, NJ 07828-1805
Document Number	0243760744
Book / Page	24376 / 744
Instrument Date	Jan 28, 2022
Instrument	2022022864
Transaction Type	Transfer
Record Updated	Apr 15, 2022
Title Company	TECHNO TITLE AND ABSTRACT AGENCY LLC, TECHNO TTL & ABSTRACT AGCY L

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 RINGENBACH LN, BUDD LAKE, NJ 07828-1805

Mortgage

Document Number	2022022865
Date	Mar 29, 2022
Instrument	2022022865

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2052

August 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MORRIS NJ
Recording Date	Aug 17, 2021
Property Address	3 RINGENBACH LN, BUDD LAKE, NJ 07828-1805
Document Number	0241960944
Book / Page	24196 / 944
Instrument Date	May 21, 2021
Instrument	2021069018
Transaction Type	Transfer
Record Updated	Sep 2, 2021
Title Company	REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$868.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	115 COZY LAKE RD, 115, OAK RIDGE, NJ 07438-8102

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 RINGENBACH LN, BUDD LAKE, NJ 07828-1805

Mortgage

Document Number	2021069019
Date	Aug 17, 2021
Instrument	2021069019

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

Source: Morris County and Mount Olive Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Morris County
County Subdivision	Mount Olive Township
Unified School District	Mount Olive Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$226,800 (-) Land $121,000 Building $105,800	$226,800 (-) Land $121,000 Building $105,800
2025		$226,800 Land $121,000 Building $105,800	$226,800 Land $121,000 Building $105,800
2024	$7,904.00
2023		$226,800 Land $121,000 Building $105,800	$226,800 Land $121,000 Building $105,800
2022	$7,638.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 3 Ringenbach Ln.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 Ringenbach Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - ITC private · serves 6,463 people · EPA ID NJ1427017
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable · Fiber in parts of the area	940 / 35
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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