9 Ridge Rd, Westerly, RI 02891 Property Records

Westerly Town property record for 9 Ridge Rd, Westerly, RI 02891 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Lot Size	1.62 acres (70,567 sqft)
Owner	Company Name on File
Tax Bill	$49,163 (2025)
Deeds & Mortgages	Jan 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`WEST M:180 B:14`

Property Details

APN / Parcel Number

Primary APN	`WEST M:180 B:14`
Alternative APNs	`M:180 B:14 L` `22064585`

Exterior

Lot Area	70,567 sqft (1.62 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Account Number	22064585
Street Address	9 RIDGE RD
City	WESTERLY
State	RI
Zip	02891-5615
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	14
Jurisdiction	WESTERLY RI
Township / Civil Division	WESTERLY
Census Block Group	1
Census Block	1044
Census Tract	51000

Owner

Source: Westerly Town records · APN WEST M:180 B:14

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	1042 MILLDALE RD, FRONT ROYAL, VA 22630-7335
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	9 RIDGE RD, WESTERLY, RI 02891-5615
Document Number	2019-834
Instrument Date	Jan 02, 2019
Transaction Type	Mortgage
Record Updated	Feb 06, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	9 RIDGE RD WESTERLY RI 028915615, WESTERLY, RI 02891-5615

Mortgage

Document Number	2019-834
Date	Jan 18, 2019
Book Page	002019/000834
Instrument	220

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jan 17, 2034

Tax Assessment & Valuation

Source: Westerly Town records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Westerly Town
Unified School District	Westerly School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$49,163.00 (+14.79%)	$6,914,600 (+55.31%) Land $4,308,000 Building $2,606,600
2023	$42,829.00 (+0.63%)	$4,452,100 (-) Land $2,835,000 Building $1,617,100
2022	$42,562.00	$4,452,100 Land $2,835,000 Building $1,617,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 44009C, updated December 26, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 440090510001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 456 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	506 units insured 50 under condo master policies
Nearby Flood Claims	157 (1978–2024)
Claims Outside the SFHA	22 of 157
Most Recent Claim	Jan 2024, rainfall accumulation, Severe Storms And Flooding
Claims By Storm	Hurricane Sandy, Nov 2012 · 86 claims Severe Storms And Flooding, Mar 2010 · 9 claims Hurricane Bob, Aug 1991 · 14 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 62% of Rhode Island
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the Watch Hill Historic District listed 1985 · 179 contributing resources · NRIS 85001948

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 101 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 35
Verizon	Fiber	980 / 880

Availability varies by address; speeds are provider-advertised maximums, not measured.