Westerly Town property record for 5 Ridge Rd, Westerly, RI 02891 · Last verified June 2026
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 6 bd · 5.5 ba · 4,151 sqft · built 1900 |
| Lot Size | 1.22 acres (53,143 sqft) |
| Owner | Individual Name on File |
| Last Sale | $3,800,000 (Jun 2017) |
| Tax Bill | $40,363 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Jun 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | WEST M:180 B:16 |
| Primary APN | WEST M:180 B:16 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 5.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 11 Rooms |
| Stories | 3 Stories |
| Building Area | 4,151 sqft Living Area |
| Gross Area | 8,237 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Colonial |
| Exterior Material | Stone |
| Roof Type | Gable |
| Roof Material | Wood Shingle |
| Lot Area | 53,143 sqft (1.22 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Account Number | 4012485 |
|---|---|
| Street Address | 5 RIDGE RD |
| City | WESTERLY |
| State | RI |
| Zip | 02891-5615 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Legal Block | 16 |
| Jurisdiction | WESTERLY RI |
| Township / Civil Division | WESTERLY |
| Census Block Group | 1 |
| Census Block | 1044 |
| Census Tract | 51000 |
Source: Westerly Town records · APN WEST M:180 B:16
Assessment roll updated June 22, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 240 WORTH AVE, A, PALM BEACH, FL 33480-6091 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 24, 2021 | Deed of Trust, Mortgage · ARM FIRST REPUBLIC BANK |
| Jun 30, 2017 | Warranty Deed, Transfer FIRST REPUBLIC BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 30, 2017 · Amount on Record |
| Deed Sale | Jun 30, 2017 · Amount on Record |
| Prior Sale | Jul 13, 2015 · Amount on Record |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 5 RIDGE RD, WESTERLY, RI 02891-5615 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2025 |
| Name | Verified Name |
|---|
| Document Number | 2021-29630 |
|---|---|
| Date | Nov 24, 2021 |
| Book Page | 2021/29630 |
| Instrument | 2021-6568 |
| Name | FIRST REPUBLIC BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.55% |
| Type Change Date | Dec 01, 2031 |
| Index | 1-Year CMT |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WESTERLY RI |
| Recording Date | Jun 30, 2017 |
| Property Address | 5 RIDGE RD, WESTERLY, RI 02891-5615 |
| Document Number | 2017-1905 |
| Book / Page | 002017 / 011905 |
| Instrument Date | Jun 30, 2017 |
| Instrument | 2893 |
| Transaction Type | Transfer |
| Record Updated | Mar 05, 2019 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,800.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 266 ROUND HILL RD GREENWICH CT 068313359, GREENWICH, CT 06831-3359 |
| Document Number | 2017-1908 |
|---|---|
| Date | Jun 30, 2017 |
| Book Page | 002017/011908 |
| Instrument | 2894 |
| Name | FIRST REPUBLIC BK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jun 29, 2047 |
| Document Number | 2017-4353, |
|---|---|
| Date | Jun 30, 2017 |
| Book Page | 002017/014353 |
| Instrument | 3500 |
| Name | FIRST REPUBLIC BK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jun 29, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.65% |
Source: Westerly Town records · Assessment roll updated June 22, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Westerly Town |
| Unified School District | Westerly School District (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $40,363.00 (+16.74%) | $5,676,900 (+57.95%) Land $3,300,300 Building $2,376,600 |
| 2023 | $34,575.00 (+0.63%) | $3,594,100 (-) Land $2,156,600 Building $1,437,500 |
| 2022 | $34,360.00 | $3,594,100 Land $2,156,600 Building $1,437,500 |
Source: FEMA National Flood Hazard Layer, County delivery 44009C, updated December 26, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 440090510001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 456 individual NFIP policies nearby |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 506 units insured 50 under condo master policies |
| Nearby Flood Claims | 157 (1978–2024) |
| Claims Outside the SFHA | 22 of 157 |
| Most Recent Claim | Jan 2024, rainfall accumulation, Severe Storms And Flooding |
| Claims By Storm |
|
| Wildfire Risk | Low above 20% of the US · above 62% of Rhode Island |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the Watch Hill Historic District listed 1985 · 179 contributing resources · NRIS 85001948 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 101 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Cox Communications | Cable | 2,000 / 35 |
| Verizon | Fiber | 980 / 880 |
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