9 Ridge Dr, Granite Falls, NC 28630 Property Records

Caldwell County property record for 9 Ridge Dr, Granite Falls, NC 28630

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,448 sqft · built 2006
Lot Size	0.87 acres (37,897 sqft)
Owner	2 Individual Names on Record
Last Sale	$25,000 (Apr 2005)
Tax Bill	$4,217 (2025)
Deeds & Mortgages	Jan 2019 Mortgage Feb 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`08113A 1 93`

Property Details

APN / Parcel Number

Primary APN	`08113A 1 93`
Alternative APN	`165435`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,448 sqft Heated Area
Gross Area	7,449 sqft
1st Floor Area	2,448 sqft
Attic	Attic
Attic Area	1,224 sqft
Basement Area	2,448 sqft
Unfinished Basement	2,448 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2010
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	37,897 sqft (0.87 acres)
Lot Dimensions	138 ft deep x 167 ft wide
Garage Type	Finished
Garage Area	736 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	224 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	165435
Street Address	9 RIDGE DR
City	GRANITE FALLS
State	NC
Zip	28630-9336
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 1957 PG 94 YR 19 ST 0.00
Legal Subdivision	GRANADA FARMS DEVELOPMENT SUBDIVISION
Jurisdiction	CALDWELL NC
Township / Civil Division	LOVELADY
Census Block Group	2
Census Block	2024
Census Tract	31301

Owner

Source: Caldwell County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9 RIDGE DR, GRANITE FALLS, NC 28630-9336
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Government

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2019	Deed of Trust, Mortgage · Conventional with PMI STATE EMPS FCU
Feb 1, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 8, 2005 · Amount on Record
Deed Sale	Apr 8, 2005 · Amount on Record
Prior Sale	Oct 1, 1999
Deed Book / Page	1545 / 557
Record Updated	Sep 20, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Property Address	9 RIDGE DR, GRANITE FALLS, NC 28630-9336
Document Number	0010029997
Instrument Date	Jan 31, 2019
Transaction Type	Mortgage
Record Updated	Nov 19, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9 RIDGE DR GRANITE FALLS NC 286309336, GRANITE FALLS, NC 28630-9336

Mortgage

Document Number	0010029997
Date	Feb 6, 2019
Book Page	001957/000585
Instrument	10029997

Lender

Name	STATE EMPS FCU
Type	Credit Union
Address	RALEIGH, NC 27611-5279

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	240 Months
Due	Feb 5, 2039

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CALDWELL NC
Recording Date	Feb 1, 2019
Property Address	9 RIDGE DR, GRANITE FALLS, NC 28630-9336
Document Number	0010029866
Book / Page	001957 / 000094
Instrument Date	Jan 24, 2019
Instrument	10029866
Transaction Type	Transfer
Record Updated	Nov 19, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	9 RIDGE DR GRANITE FALLS NC 286309336, GRANITE FALLS, NC 28630-9336

Tax Assessment & Valuation

Source: Caldwell County assessment roll, as of July 22, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Caldwell County
Municipality	Granite Falls Town
Unified School District	Caldwell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,217.00 (+67.14%)	$666,600 (+64.23%) Land $40,500 Building $626,100	$666,600 (+64.23%) Land $40,500 Building $626,100
2023		$405,900 (-) Land $40,500 Building $365,400	$405,900 (-) Land $40,500 Building $365,400
2022	$2,523.00	$405,900 Land $40,500 Building $365,400	$405,900 Land $40,500 Building $365,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 2020 · Tropical Storm Eta

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GRANITE FALLS serves 7,318 people · EPA ID NC0114030
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed, T-Mobile.

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