Caldwell County property record for 2 Ridge Dr, Granite Falls, NC 28630
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 3,072 sqft · built 1987 |
| Lot Size | 0.569 acres (24,765 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,920 (2025) |
| Deeds & Mortgages | Sep 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 08113A 1111 |
| Primary APN | 08113A 1111 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,072 sqft Heated Area |
| Gross Area | 5,627 sqft |
| 1st Floor Area | 1,536 sqft |
| Upper Floors Area | 1,536 sqft |
| Basement Area | 1,536 sqft |
| Unfinished Basement | 1,536 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 24,765 sqft (0.569 acres) |
| Lot Dimensions | 195 ft deep x 127 ft wide |
| Garage Type | Finished |
| Garage Area | 899 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Porch Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 20227 |
|---|---|
| Street Address | 2 RIDGE DR |
| City | GRANITE FALLS |
| State | NC |
| Zip | 28630-9337 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 0882/0992 0086 26.00 |
| Legal Subdivision | GRANADA FARMS |
| Jurisdiction | CALDWELL NC |
| Township / Civil Division | LOVELADY |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 31301 |
Source: Caldwell County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 87, GRANITE FALLS, NC 28630-0087 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALDWELL NC |
| Property Address | 2 RIDGE DR, GRANITE FALLS, NC 28630-9337 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2023 |
| Title Company | STEWART TITLE, STEWART TTL GUARANTY NON CA |
| Name | Verified Name |
|---|---|
| Address | 2 RIDGE DR, GRANITE FALLS, NC 28630-9337 |
| Document Number | 0020930466 |
|---|---|
| Date | Sep 19, 2023 |
| Book Page | 2093/466 |
| Instrument | 10088620 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Caldwell County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Caldwell County |
| Municipality | Granite Falls Town |
| Unified School District | Caldwell County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $583,500 (-) Land $27,900 Building $555,600 | ||
| 2025 | $2,920.00 (+38%) | $583,500 (+71.67%) Land $27,900 Building $555,600 | $583,500 (+71.67%) Land $27,900 Building $555,600 |
| 2023 | $339,900 (-) Land $27,900 Building $312,000 | $339,900 (-) Land $27,900 Building $312,000 | |
| 2022 | $2,116.00 | $339,900 Land $27,900 Building $312,000 | $339,900 Land $27,900 Building $312,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Nov 2020 · Tropical Storm Eta |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 97.4% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF GRANITE FALLS serves 7,318 people · EPA ID NC0114030 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Brightspeed, T-Mobile.
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