9 Richards Way, Saco, ME 04072 Property Records

York County and Saco City property record for 9 Richards Way, Saco, ME 04072

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,456 sqft · built 1993
Lot Size	0.788 acres (34,316 sqft)
Owner	2 Individual Names on Record
Last Sale	$290,000 (Sep 2013)
Tax Bill	$6,190 (2025)
Deeds & Mortgages	Jun 2020 Refinance Mar 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`R0991R`

Property Details

APN / Parcel Number

Primary APN	`R0991R`
Alternative APNs	`SACO M:018 L:001 U:005-000` `M:018 L:001 U:005=000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,456 sqft Living Area
Gross Area	3,776 sqft
1st Floor Area	1,456 sqft
Basement Area	1,456 sqft
Unfinished Basement	1,456 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	34,316 sqft (0.788 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	R0991R
Street Address	9 RICHARDS WAY
City	SACO
State	ME
Zip	04072-2140
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Lot Number	1
Jurisdiction	SACO ME
Township / Civil Division	SACO
Census Block Group	2
Census Block	2000
Census Tract	5400

Owner

Source: York County and Saco City records, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9 RICHARDS WAY, SACO, ME 04072-2140
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance NORCOM MORTGAGE
Mar 22, 2019	Deed of Trust, Mortgage · Line of Credit KEYBANK USA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 9, 2013 · Amount on Record
Deed Sale	Sep 9, 2013 · Amount on Record
Deed Document Number	201345171
Deed Book / Page	16690 / 847
Record Updated	Sep 20, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACO ME
Property Address	9 RICHARDS WAY, SACO, ME 04072-2140
Transaction Type	Mortgage
Record Updated	Feb 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0182710366
Date	Jun 11, 2020
Book Page	18271/366
Instrument	2020024880

Lender

Name	NORCOM MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACO ME
Property Address	9 RICHARDS WAY, SACO, ME 04072-2140
Document Number	0179250877
Instrument Date	Mar 22, 2019
Transaction Type	Mortgage
Record Updated	Apr 24, 2019
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9 RICHARDS WAY SACO ME 040722140, SACO, ME 04072-2140

Mortgage

Document Number	0179250877
Date	Apr 9, 2019
Book Page	017925/000877
Instrument	12121

Lender

Name	KEYBANK USA
Type	Bank
Address	BROOKLYN, OH 44144

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 8, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: York County and Saco City assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
Municipality	Saco City
Unified School District	Saco Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,190.00 (+1.08%)	$435,900 (-) Land $187,400 Building $248,500
2024	$6,124.00 (+5.73%)	$435,900 (+37.94%) Land $187,400 Building $248,500	$598,690
2022	$5,792.00	$316,000 Land $142,800 Building $173,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	11 (1978–2024)
Claims Outside the SFHA	4 of 11
Most Recent Claim	Jan 2024 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jan 2024 · 4 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAINE WATER COMPANY BIDDEFORD SACO DIV private · serves 42,508 people · EPA ID ME0090170
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: Fidium Fiber, GoNetspeed.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Richards Way

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures