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10 Richards Way, Saco, ME 04072 Property Records

York County and Saco City property record for 10 Richards Way, Saco, ME 04072

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,160 sqft · built 1995
Lot Size1.27 acres (55,688 sqft)
Owner2 Individual Names on Record
Last Sale$730,000 (Aug 2024)
Tax Bill$8,321 (2025)
Deeds & MortgagesApr 2024 Refinance
Aug 2024 Mortgage
Flood ZoneZone X (minimal risk)
APNB3875R

Property Details

APN / Parcel Number

Primary APNB3875R
Alternative APNs
  • SACO M:018 L:001 U:008-000
  • M:018 L:001 U:008=000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,160 sqft Living Area
Gross Area5,638 sqft
1st Floor Area1,152 sqft
AtticAttic
Attic Area1,008 sqft
Basement Area1,152 sqft
Unfinished Basement1,152 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Architectural StyleColonial
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area55,688 sqft (1.27 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account NumberB3875R
Street Address10 RICHARDS WAY
CitySACO
StateME
Zip04072-2163
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeLDR
Legal Lot Number1
JurisdictionSACO ME
Township / Civil DivisionSACO
Census Block Group2
Census Block2011
Census Tract5400

Owner

Source: York County and Saco City records, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1556 DARTMOUTH DR, LIBERTY, MO 64068-3350
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Apr 22, 2024Deed of Trust, Mortgage · Stand-Alone Refinance
MAINE COMMUNITY BANK
Aug 29, 2024Warranty Deed, Transfer · Stand-Alone First Mortgage
CMG MORTGAGE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 29, 2024 · Amount on Record
Deed SaleAug 29, 2024 · Amount on Record
Deed Document Number202428356
Deed Book / Page19500 / 904
Record UpdatedSep 20, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACO ME
Property Address10 RICHARDS WAY, SACO, ME 04072-2163
Transaction TypeMortgage
Record UpdatedMar 27, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0194200903
DateApr 22, 2024
Book Page19420/903
Instrument2024011100
Lender
NameMAINE COMMUNITY BANK
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term301 Months
DueMay 1, 2049

August 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSACO ME
Recording DateAug 29, 2024
Property Address10 RICHARDS WAY, SACO, ME 04072-2163
Document Number0195000904
Book / Page19500 / 904
Instrument DateAug 29, 2024
Instrument2024028356
Transaction TypeTransfer
Record UpdatedMar 27, 2026

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1556 DARTMOUTH DR, LIBERTY, MO 64068-3350

Mortgage

Document Number2024028357
DateAug 29, 2024
Instrument2024028357
Lender
NameCMG MORTGAGE INC
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: York County and Saco City assessment roll, as of May 22, 2026

Property Jurisdictions

TypeName
StateMaine
CountyYork County
MunicipalitySaco City
Unified School DistrictSaco Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,321.00 (+1.65%)$586,000 (+0.58%) Land $209,500 Building $376,500
2024$8,186.00 (+6.38%)$582,600 (+38.78%) Land $209,500 Building $373,100$679,915
2022$7,695.00$419,800 Land $159,800 Building $260,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 15 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies15 in force
Nearby Flood Claims11 (1978–2024)
Claims Outside the SFHA4 of 11
Most Recent ClaimJan 2024 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Jan 2024 · 4 claims
  • Severe Storms And Inland And Coastal Flooding, Apr 2007 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMAINE WATER COMPANY BIDDEFORD SACO DIV
private · serves 42,508 people · EPA ID ME0090170
Water SourceSurface water
Last State InspectionJul 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Aug 2021
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 35

May also be available: Fidium Fiber, GoNetspeed.

Cell Coverage

5G (outdoors only) and 4G LTE

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