9 Prospect St, Silver Creek, NY 14136 Property Records

Chautauqua County and Hanover Town property record for 9 Prospect St, Silver Creek, NY 14136

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,856 sqft · built 1916
Lot Size	0.29 acres (12,672 sqft)
Owner	2 Individual Names on Record
Last Sale	$180,000 (Mar 2025)
Tax Bill	$4,824 (2026)
Deeds & Mortgages	Nov 2017 Sale & Mortgage
APN	`064603 32.17-4-16`

Property Details

APN / Parcel Number

Primary APN	`064603 32.17-4-16`
Alternative APN	`46030320170004016000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,856 sqft Living Area
1st Floor Area	1,036 sqft
2nd Floor Area	820 sqft

Exterior

Year Built	Built 1916
Effective Year Built	Effective 1916
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	12,672 sqft (0.29 acres)
Lot Dimensions	132 ft deep x 96 ft wide
Porch	Slab
Porch Area	633 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	9 PROSPECT ST
City	SILVER CREEK
State	NY
Zip	14136-1323
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	OLD APN: 064603 106-1-33
Legal Block	4
Legal Lot Number	16.000
Jurisdiction	CHAUTAUQUA NY
Township / Civil Division	HANOVER
Census Block Group	2
Census Block	2005
Census Tract	35100

Owner

Source: Chautauqua County and Hanover Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	464 POPLAR AVE, ANGOLA, NY 14006-9358
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 4, 2025 · Amount on Record
Deed Sale	Mar 4, 2025 · Amount on Record
Prior Sale	Nov 6, 2017 · Amount on Record
Deed Document Number	20251977
Record Updated	Oct 29, 2026

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAUTAUQUA NY
Recording Date	Nov 6, 2017
Property Address	9 PROSPECT ST, SILVER CREEK, NY 14136-1323
Document Number	DE2017007066
Instrument Date	Oct 3, 2017
Instrument	DE2017007066
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 N BEAVER ST, DUNKIRK, NY 14048-1725

Mortgage

Document Number	MT2017004475
Date	Nov 6, 2017
Instrument	MT2017004475

Lender

Name	USDA
Type	Government Agency

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	386 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: Chautauqua County and Hanover Town assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Chautauqua County
County Subdivision	Hanover Town
Municipality	Silver Creek Village
Unified School District	Silver Creek Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,824.00 (+3.41%)
2025	$4,665.00	$90,000 (-) Land $9,800 Building $80,200	$187,500 (+20.83%) Land $20,417 Building $167,083
2023		$90,000 (-) Land $9,800 Building $80,200	$155,172 (+18.97%) Land $16,897 Building $138,275
2022		$90,000 Land $9,800 Building $80,200	$130,435 Land $14,203 Building $116,232

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	3 in force
Nearby Flood Claims	50 (1978–2018)
Claims Outside the SFHA	13 of 50
Most Recent Claim	Jan 2018 · other causes
Claims by Event	Severe Storms And Flooding, Aug 2009 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SILVER CREEK VILLAGE serves 3,100 people · EPA ID NY0600375
Water Source	Purchased surface water from ECWA DIRECT
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000