Chautauqua County and Hanover Town property record for 8 Prospect St, Silver Creek, NY 14136
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,304 sqft · built 1875 |
| Lot Size | 0.453 acres (19,767 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $90,000 (Aug 2021) |
| Tax Bill | $3,109 (2026) |
| Deeds & Mortgages | Sep 2023 Mortgage Aug 2021 Sale & Mortgage |
| APN | 064603 32.17-4-20 |
| Primary APN | 064603 32.17-4-20 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,304 sqft Living Area |
| 1st Floor Area | 1,152 sqft |
| 2nd Floor Area | 1,152 sqft |
| Year Built | Built 1875 |
|---|---|
| Effective Year Built | Effective 1875 |
| Architectural Style | Traditional |
| Exterior Material | Composition/Composite |
| Lot Area | 19,767 sqft (0.453 acres) |
| Lot Dimensions | 179 ft deep x 110 ft wide |
| Garage Type | Detached |
| Garage Area | 572 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 320 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 8 PROSPECT ST |
|---|---|
| City | SILVER CREEK |
| State | NY |
| Zip | 14136-1324 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | OLD APN: 064603 106-1-39 |
| Legal Block | 4 |
| Legal Lot Number | 20.000 |
| Jurisdiction | CHAUTAUQUA NY |
| Township / Civil Division | HANOVER |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 35100 |
Source: Chautauqua County and Hanover Town records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 8 PROSPECT ST, SILVER CREEK, NY 14136-1324 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 12, 2023 | Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC |
| Aug 27, 2021 | Warranty Deed, Transfer · FHA Mortgage CALIBER HOME LOANS INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 27, 2021 · Amount on Record |
| Deed Sale | Aug 27, 2021 · Amount on Record |
| Prior Sale | Jan 10, 2011 · Amount on Record |
| Deed Document Number | 20216204 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAUTAUQUA NY |
| Property Address | 8 PROSPECT ST, SILVER CREEK, NY 14136-1324 |
| Transaction Type | Mortgage |
| Record Updated | Oct 3, 2023 |
| Name | Verified Name |
|---|
| Document Number | MT2023003528 |
|---|---|
| Date | Sep 12, 2023 |
| Instrument | MT2023003528 |
| Name | NEWREZ LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHAUTAUQUA NY |
| Recording Date | Aug 27, 2021 |
| Property Address | 8 PROSPECT ST, SILVER CREEK, NY 14136-1324 |
| Document Number | DE2021006204 |
| Instrument Date | Aug 23, 2021 |
| Instrument | DE2021006204 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8 PROSPECT ST, SILVER CREEK, NY 14136-1324 |
| Document Number | MT2021004037 |
|---|---|
| Date | Aug 27, 2021 |
| Instrument | MT2021004037 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Chautauqua County and Hanover Town assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Chautauqua County |
| County Subdivision | Hanover Town |
| Municipality | Silver Creek Village |
| Unified School District | Silver Creek Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,109.00 (+3.43%) | ||
| 2025 | $3,006.00 | $58,000 (-) Land $13,000 Building $45,000 | $120,833 (+20.83%) Land $27,083 Building $93,750 |
| 2023 | $58,000 (-) Land $13,000 Building $45,000 | $100,000 (+18.97%) Land $22,414 Building $77,586 | |
| 2022 | $58,000 Land $13,000 Building $45,000 | $84,058 Land $18,841 Building $65,217 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 50 (1978–2018) |
| Claims Outside the SFHA | 13 of 50 |
| Most Recent Claim | Jan 2018 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SILVER CREEK VILLAGE serves 3,100 people · EPA ID NY0600375 |
|---|---|
| Water Source | Purchased surface water from ECWA DIRECT |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
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