9 Penn Rd, Winchester, MA 01890 Property Records

Middlesex County and Winchester Town property record for 9 Penn Rd, Winchester, MA 01890

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 4,800 sqft · built 2011
Lot Size	0.399 acres (17,367 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,300,000 (Jun 2022)
Tax Bill	$27,450 (2026)
Deeds & Mortgages	Feb 2022 Mortgage Jun 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`WINC M:021 B:0210 L:0`

Property Details

APN / Parcel Number

Primary APN	`WINC M:021 B:0210 L:0`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	13 Rooms
Stories	3 Stories
Building Area	4,800 sqft Living Area
Gross Area	7,037 sqft
Basement Area	1,484 sqft
Unfinished Basement	451 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	17,367 sqft (0.399 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	9 PENN RD
City	WINCHESTER
State	MA
Zip	01890-3435
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RDB
Legal Subdivision	FAIRMONT PARK
Legal Block	210
Jurisdiction	WINCHESTER MA
Township / Civil Division	WINCHESTER
Census Block Group	1
Census Block	1018
Census Tract	338400

Owner

Source: Middlesex County and Winchester Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9 PENN RD, WINCHESTER, MA 01890-3435
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Feb 15, 2022	Deed of Trust, Mortgage · ARM CITIZENS BANK
Jun 2, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage US BANK NA
Nov 30, 2020	Deed of Trust, Mortgage · ARM CITIZENS BANK OF RHODE ISLAND
Sep 15, 2017	Deed of Trust, Mortgage · Line of Credit CITIZENS BK/RI

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 2022 · Amount on Record
Deed Sale	Jun 2, 2022 · Amount on Record
Prior Sale	Jan 11, 2012 · Amount on Record
Deed Book / Page	80216 / 351
Prior Transfer Date	Jun 1, 2022
Prior Transfer Doc	080216-351
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINCHESTER MA
Property Address	9 PENN RD, WINCHESTER, MA 01890-3435
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	079686-116
Date	Feb 15, 2022
Book Page	79686/116
Instrument	24273

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.88%
Type Change Date	Mar 1, 2029
Index	Other

June 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINCHESTER MA
Recording Date	Jun 2, 2022
Property Address	9 PENN RD, WINCHESTER, MA 01890-3435
Document Number	080216-351
Book / Page	80216 / 351
Instrument Date	Jun 1, 2022
Instrument	82804
Transaction Type	Transfer
Record Updated	Jun 17, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	9 PENN RD, WINCHESTER, MA 01890-3435
Investor	Possibly a Property Investor

Mortgage

Document Number	0000082805
Date	Jun 2, 2022
Instrument	82805

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Jun 1, 2027
Max Rate At Change	2.75%
Index	1-Year CMT

Mortgage

Document Number	080216-379
Date	Jun 2, 2022
Book Page	80216/379
Instrument	82806

Lender

Name	HARVARD COLLEGE

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINCHESTER MA
Property Address	9 PENN RD, WINCHESTER, MA 01890-3435
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	76298-479
Date	Nov 30, 2020
Book Page	76298/479
Instrument	225898

Lender

Name	CITIZENS BANK OF RHODE ISLAND
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Dec 1, 2027
Index	1-Year CMT

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINCHESTER MA
Property Address	9 PENN RD, WINCHESTER, MA 01890-3435
Document Number	70052-113
Book / Page	070052 / 000113
Instrument Date	Sep 15, 2017
Transaction Type	Mortgage
Record Updated	Oct 31, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	70052-113
Date	Oct 10, 2017
Book Page	070052/000113
Instrument	3355

Lender

Name	CITIZENS BK/RI
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Middlesex County and Winchester Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Winchester Town
Unified School District	Winchester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$27,450.00 (+10,297.73%)	$2,477,400 (+3.73%) Land $1,106,500 Building $1,370,900	$2,432,067 (+1.47%)
2025	$264.00 (-98.95%)	$2,388,300 (+7.54%) Land $1,068,400 Building $1,319,900	$2,396,755
2024	$25,162.00 (+4.69%)	$2,220,800 (+9.03%) Land $992,000 Building $1,228,800
2023	$24,034.00	$2,036,800 Land $839,400 Building $1,197,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1996–2010)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINCHESTER WATER DEPT serves 22,970 people · EPA ID MA3344000
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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