3 Penn Rd, Winchester, MA 01890 Property Records

Middlesex County and Winchester Town property record for 3 Penn Rd, Winchester, MA 01890

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,993 sqft · built 1929
Lot Size	0.347 acres (15,102 sqft)
Owner	2 Company Names on Record
Last Sale	$685,000 (Sep 2011)
Tax Bill	$23,209 (2026)
Deeds & Mortgages	Mar 2026 Transfer Jul 2023 Refinance
Flood Zone	Zone X (minimal risk)
APN	`WINC M:021 B:0213 L:0`

Property Details

APN / Parcel Number

Primary APN	`WINC M:021 B:0213 L:0`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	4,993 sqft Living Area
Gross Area	6,615 sqft
Basement Area	2,461 sqft
Unfinished Basement	1,230 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1929
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,102 sqft (0.347 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Street Address	3 PENN RD
City	WINCHESTER
State	MA
Zip	01890-3435
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RDB
Legal Subdivision	FAIRMOUNT PARK
Legal Block	213
Jurisdiction	WINCHESTER MA
Township / Civil Division	WINCHESTER
Census Block Group	1
Census Block	1018
Census Tract	338400

Owner

Source: Middlesex County and Winchester Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	3 PENN RD, WINCHESTER, MA 01890-3435
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2026	Quit Claim Deed, Transfer Quitclaim
Jul 24, 2023	Quit Claim Deed, Transfer · Stand-Alone Refinance DRAPER AND KRAMER MORTGAGE CORP.

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2011 · Amount on Record
Deed Sale	Sep 15, 2011 · Amount on Record
Deed Book / Page	57451 / 182
Last Transfer Date	Jan 28, 2026
Transfer Doc	085342-366
Record Updated	Oct 29, 2026

March 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINCHESTER MA
Recording Date	Mar 16, 2026
Property Address	3 PENN RD, WINCHESTER, MA 01890-3435
Document Number	085342-366
Book / Page	85342 / 366
Instrument Date	Jan 28, 2026
Instrument	28228
Transaction Type	Transfer
Record Updated	Apr 8, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 PENN RD, WINCHESTER, MA 01890-3435

July 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINCHESTER MA
Recording Date	Jul 24, 2023
Property Address	3 PENN RD, WINCHESTER, MA 01890-3435
Document Number	081803-528
Book / Page	81803 / 528
Instrument Date	Jul 18, 2023
Instrument	81354
Transaction Type	Transfer
Record Updated	Aug 11, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 PENN RD, WINCHESTER, MA 01890-3435

Mortgage

Document Number	081803-533
Date	Jul 24, 2023
Book Page	81803/533
Instrument	81355

Lender

Name	DRAPER AND KRAMER MORTGAGE CORP.

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

Tax Assessment & Valuation

Source: Middlesex County and Winchester Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Winchester Town
Unified School District	Winchester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$23,209.00 (+10,261.16%)	$2,094,700 (+3.28%) Land $1,060,600 Building $1,034,100	$2,431,052 (+94.47%)
2025	$224.00 (-98.57%)	$2,028,200 (+46.92%) Land $1,024,000 Building $1,004,200	$1,250,105
2024	$15,641.00 (+8.29%)	$1,380,500 (+12.79%) Land $950,800 Building $429,700
2023	$14,443.00	$1,224,000 Land $804,600 Building $419,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1996–2010)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINCHESTER WATER DEPT serves 22,970 people · EPA ID MA3344000
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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