9 Palmer St, Waltham, MA 02451 Property Records

Middlesex County and Waltham City property record for 9 Palmer St, Waltham, MA 02451

Property Summary

Property Type	Duplex
Details	4 bd · 2.5 ba · 1,978 sqft · built 1910
Lot Size	0.095 acres (4,156 sqft)
Owner	Individual Name on File
Last Sale	$435,000 (Jun 2003)
Tax Bill	$8,200 (2026)
Deeds & Mortgages	Mar 2021 Refinance Mar 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`85776`

Property Details

APN / Parcel Number

Primary APN	`85776`
Alternative APN	`WALT M:058 B:007 L:0007`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,978 sqft Living Area
Gross Area	3,616 sqft
Basement Area	864 sqft
Unfinished Basement	864 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	4,156 sqft (0.095 acres)
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	85776
Street Address	9 PALMER ST
City	WALTHAM
State	MA
Zip	02451-3618
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	1
Legal Block	7
Legal Lot Number	7
Jurisdiction	WALTHAM MA
Township / Civil Division	WALTHAM
Census Block Group	3
Census Block	3004
Census Tract	368300

Owner

9 Palmer St, a duplex, is owned by an individual who acquired it in February 2021.

Source: Middlesex County and Waltham City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	56 TEMPLE ST, READING, MA 01867-2830
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance NORTHERN MORTGAGE CO
Mar 9, 2021	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 16, 2003 · Amount on File
Deed Sale	Jun 16, 2003 · Amount on File
Prior Sale	Aug 2, 2000 · Amount on File
Last Transfer Date	Feb 25, 2021
Transfer Doc	77174-139
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTHAM MA
Property Address	9 PALMER ST, WALTHAM, MA 02451-3618
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	077174-142
Date	Mar 9, 2021
Book Page	77174/142
Instrument	52209

Lender

Name	NORTHERN MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

March 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WALTHAM MA
Recording Date	Mar 9, 2021
Property Address	9 PALMER ST, WALTHAM, MA 02451-3618
Document Number	077174-139
Book / Page	77174 / 139
Instrument Date	Feb 25, 2021
Instrument	52208
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	56 TEMPLE ST, READING, MA 01867-2830

Tax Assessment & Valuation

The 2026 property tax bill for 9 Palmer St was $8,200, up 2.9% from the year before.

Source: Middlesex County and Waltham City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Waltham City
Unified School District	Waltham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,200.00 (+2.92%)	$794,600 (-2.06%) Land $362,000 Building $432,600	$821,249
2025	$7,967.00 (+8.56%)	$811,300 (+6.57%) Land $329,900 Building $481,400
2024	$7,339.00 (+7.44%)	$761,300 (+15.02%) Land $327,900 Building $433,400
2023	$6,831.00	$661,900 Land $314,200 Building $347,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9 Palmer St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 9 Palmer St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALTHAM WATER DEPARTMENT serves 65,218 people · EPA ID MA3308000
Water Source	Purchased surface water from MWRA
Last State Inspection	Jun 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 701 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50

May also be available: AT&T, T-Mobile.

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