23 Palmer St, #1, Waltham, MA 02451 Property Records

Middlesex County and Waltham City property record for 23 Palmer St, #1, Waltham, MA 02451

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 3,237 sqft · built 2016
Lot Size	0.122 acres (5,331 sqft)
Owner	2 Individual Names on File
Last Sale	$1,000,000 (May 2026)
Tax Bill	$9,188 (2026)
Deeds & Mortgages	May 2026 Sale & Mortgage Feb 2026 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`212275`

Property Details

APN / Parcel Number

Primary APN	`212275`
Alternative APN	`WALT M:058 B:007 L:0004 001`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	3 Stories
Building Area	3,237 sqft Living Area

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,331 sqft
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	212275
Street Address	23 PALMER ST, 1
City	WALTHAM
State	MA
Zip	02451-3618
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Block	7
Legal Lot Number	4 001
Jurisdiction	WALTHAM MA
Township / Civil Division	WALTHAM
Census Block Group	3
Census Block	3004
Census Tract	368300

Owner

23 Palmer St, #1 is owned and occupied by two individuals who bought it in May 2026.

Source: Middlesex County and Waltham City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	23 PALMER ST, 1, WALTHAM, MA 02451-3618
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 13, 2026	Condominium Deed, Transfer · Conventional Mortgage LEADER BANK NA
Feb 6, 2026	Quit Claim Deed, Transfer Quitclaim
Jul 8, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage TD BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 13, 2026 · Amount on File
Deed Sale	May 13, 2026 · Amount on File
Prior Sale	Jul 8, 2022 · Amount on File
Deed Document Number	202654544
Deed Book / Page	85587 / 444
Prior Transfer Date	Jan 28, 2026
Prior Transfer Doc	085205-527
Record Updated	Oct 29, 2026

May 2026: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	WALTHAM MA
Recording Date	May 13, 2026
Property Address	23 PALMER ST, 1, WALTHAM, MA 02451-3618
Document Number	085587-444
Book / Page	85587 / 444
Instrument Date	May 6, 2026
Instrument	202654544
Transaction Type	Transfer
Record Updated	Jun 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	23 PALMER ST, 1, WALTHAM, MA 02451-3618
Investor	Possibly a Property Investor

Mortgage

Date	May 13, 2026

Lender

Name	LEADER BANK NA

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate	6.46%
Max Rate	-1%

February 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WALTHAM MA
Recording Date	Feb 6, 2026
Property Address	23 PALMER ST # 1, 1, WALTHAM, MA 02451-3618
Document Number	085205-527
Book / Page	85205 / 527
Instrument Date	Jan 28, 2026
Instrument	14003
Transaction Type	Transfer
Record Updated	Feb 25, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 PALMER ST # 1, 1, WALTHAM, MA 02451-3618

July 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WALTHAM MA
Recording Date	Jul 8, 2022
Property Address	23 PALMER ST # 1, 1, WALTHAM, MA 02451-3618
Document Number	080405-386
Book / Page	80405 / 386
Instrument Date	Jul 8, 2022
Instrument	104372
Transaction Type	Transfer
Record Updated	Jul 22, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	23 PALMER ST # 1, 1, WALTHAM, MA 02451-3618

Mortgage

Document Number	0000104373
Date	Jul 8, 2022
Instrument	104373

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 23 Palmer St, #1 was $9,188, up 8.5% from the year before.

Source: Middlesex County and Waltham City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Waltham City
Unified School District	Waltham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,188.00 (+8.48%)	$890,300 (+3.22%) Building $890,300
2025	$8,470.00 (+4.63%)	$862,500 (+2.72%) Building $862,500	$1,002,535 (+3.53%)
2024	$8,095.00 (-12.09%)	$839,700 (-5.88%) Building $839,700	$968,335
2023	$9,208.00	$892,200 Building $892,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 23 Palmer St, #1 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 23 Palmer St, #1 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALTHAM WATER DEPARTMENT serves 65,218 people · EPA ID MA3308000
Water Source	Purchased surface water from MWRA
Last State Inspection	Jun 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 701 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50

May also be available: AT&T, T-Mobile.

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