9 Palmer Rd, Pepperell, MA 01463 Property Records

Middlesex County and Pepperell Town property record for 9 Palmer Rd, Pepperell, MA 01463

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,125 sqft · built 1969
Lot Size	0.303 acres (13,199 sqft)
Owner	2 Individual Names on File
Last Sale	$285,000 (May 2016)
Tax Bill	$7,303 (2026)
Deeds & Mortgages	Oct 2024 Line of Credit Jan 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`PEPP M:0014 B:0176 L:00000`

Property Details

APN / Parcel Number

Primary APN	`PEPP M:0014 B:0176 L:00000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,125 sqft Living Area
Gross Area	3,032 sqft
Basement Area	1,104 sqft
Unfinished Basement	331 sqft

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Split Foyer
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,199 sqft (0.303 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	9 PALMER RD
City	PEPPERELL
State	MA
Zip	01463-1161
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TNR
Legal Block	176
Jurisdiction	PEPPERELL MA
Township / Civil Division	PEPPERELL
Census Block Group	3
Census Block	3011
Census Tract	327102

Owner

9 Palmer Rd is owned and occupied by two individuals who bought it in May 2016.

Source: Middlesex County and Pepperell Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	9 PALMER RD, PEPPERELL, MA 01463-1161
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2024	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Jan 12, 2022	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
May 17, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 17, 2016 · Amount on File
Deed Sale	May 17, 2016 · Amount on File
Prior Sale	May 2, 2000 · Amount on File
Deed Book / Page	67262 / 541
Transfer Doc	067262-541
Record Updated	Oct 29, 2026

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PEPPERELL MA
Property Address	9 PALMER RD, PEPPERELL, MA 01463-1161
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	083363-329
Date	Oct 18, 2024
Book Page	83363/329
Instrument	118159

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Nov 1, 2049

Interest

Rate Type	Adjustable Rate

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PEPPERELL MA
Property Address	9 PALMER RD, PEPPERELL, MA 01463-1161
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	079520-289
Date	Jan 12, 2022
Book Page	79520/289
Instrument	6107

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	289 Months
Due	Feb 1, 2046

Interest

Rate Type	Adjustable Rate

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PEPPERELL MA
Property Address	9 PALMER RD, PEPPERELL, MA 01463-1161
Document Number	72710-11
Instrument Date	May 17, 2019
Transaction Type	Mortgage
Record Updated	Jun 18, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9 PALMER RD PEPPERELL MA 014631161, PEPPERELL, MA 01463-1161

Mortgage

Document Number	72710-11
Date	Jun 4, 2019
Book Page	072710/000011
Instrument	74947

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 3, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 9 Palmer Rd was $7,303, up % from the year before.

Source: Middlesex County and Pepperell Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Pepperell Town
Unified School District	North Middlesex School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,303.00 (+0.04%)	$530,000 (+6.21%) Land $146,900 Building $383,100	$491,910 (-)
2025	$7,300.00 (+9.68%)	$499,000 (+7.59%) Land $137,900 Building $361,100	$491,910 (+2.84%)
2024	$6,656.00 (+7.08%)	$463,800 (+12.96%) Land $125,900 Building $337,900	$478,325
2023	$6,216.00	$410,600 Land $113,900 Building $296,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9 Palmer Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1987.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1987)
Most Recent Claim	Apr 1987 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9 Palmer Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PEPPERELL DPW WATER DIVISION serves 9,217 people · EPA ID MA2232000
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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