4 Palmer Rd, Pepperell, MA 01463 Property Records

Middlesex County and Pepperell Town property record for 4 Palmer Rd, Pepperell, MA 01463

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,405 sqft · built 1969
Lot Size	0.251 acres (10,925 sqft)
Owner	Individual Name on File
Last Sale	$275,000 (Mar 2005)
Tax Bill	$6,275 (2026)
Deeds & Mortgages	May 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`PEPP M:0014 B:0154 L:00000`

Property Details

APN / Parcel Number

Primary APN	`PEPP M:0014 B:0154 L:00000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,405 sqft Living Area
Gross Area	2,480 sqft
Basement Area	1,104 sqft
Unfinished Basement	883 sqft

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Split Foyer
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,925 sqft (0.251 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	4 PALMER RD
City	PEPPERELL
State	MA
Zip	01463-1107
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TNR
Legal Block	154
Jurisdiction	PEPPERELL MA
Township / Civil Division	PEPPERELL
Census Block Group	3
Census Block	3013
Census Tract	327102

Owner

4 Palmer Rd is owned and occupied by an individual who acquired it in November 2024.

Source: Middlesex County and Pepperell Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	4 PALMER RD, PEPPERELL, MA 01463-1107
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 31, 2005 · Amount on File
Deed Sale	Mar 31, 2005 · Amount on File
Prior Sale	Aug 30, 2004 · Amount on File
Deed Book / Page	44912 / 156
Last Transfer Date	Nov 21, 2024
Transfer Doc	0084141-23
Record Updated	Oct 29, 2026

May 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PEPPERELL MA
Recording Date	May 28, 2025
Property Address	4 PALMER RD, PEPPERELL, MA 01463-1107
Document Number	0084141-23
Book / Page	84141 / 23
Instrument Date	Nov 21, 2024
Instrument	57985
Transaction Type	Transfer
Record Updated	Nov 25, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 PALMER RD, PEPPERELL, MA 01463-1107

Mortgage

Document Number	0000057986
Date	May 28, 2025
Instrument	57986

Lender

Name	HARBORONE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2055

Tax Assessment & Valuation

The 2026 property tax bill for 4 Palmer Rd was $6,275, down 0.3% from the year before.

Source: Middlesex County and Pepperell Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Pepperell Town
Unified School District	North Middlesex School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,275.00 (-0.25%)	$455,400 (+5.91%) Land $145,200 Building $310,200	$451,250 (-)
2025	$6,291.00 (+9.66%)	$430,000 (+7.55%) Land $136,300 Building $293,700	$451,250 (+0.55%)
2024	$5,737.00 (+6.85%)	$399,800 (+12.75%) Land $124,500 Building $275,300	$448,780
2023	$5,369.00	$354,600 Land $112,600 Building $242,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4 Palmer Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1987.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1987)
Most Recent Claim	Apr 1987 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4 Palmer Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PEPPERELL DPW WATER DIVISION serves 9,217 people · EPA ID MA2232000
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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