Lawrence County property record for 9 O'Connor Ln, Loretto, TN 38469 · Last verified February 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2 Baths |
| Year Built | Built 2003 |
| Square Footage | 1,707 sqft Living Area |
| Lot Size | 312,325 sqft (7.17 acres) |
| Garage | Finished, 621 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $217,000 (2019) |
| Tax Bill | $1,151.00 (2025) |
| Primary APN | 050134 00807 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Building Area | 1,707 sqft Living Area |
| 1st Floor | 1,707 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Paneling Interior Structure |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Siding Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 312,325 sqft (7.17 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Finished Garage |
| Garage Area | 621 sqft Garage |
| Pool Area | 512 sqft Pool |
|---|---|
| Porch | Open Porch |
| Porch Area | 315 sqft Porch |
| Topography | Rolling Topography |
| Utility Building | 1 sqft Utility Building |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Street Address | 9 OCONNOR LN |
|---|---|
| City | LORETTO |
| State | TN |
| Zip | 38469-3024 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 2 |
| Jurisdiction | LAWRENCE TN |
| Minor Civil Division | 1 |
| Census Blockgroup | 3 |
| Census Block | 3017 |
| Census Tract | 960700 |
Source: Lawrence County records · APN 050134 00807
Assessment roll updated May 20, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9 OCONNOR LN, LORETTO, TN 38469-3024 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 10, 2025 | Deed of Trust, Mortgage · Stand Alone Second Mortgage ROCKET MORTGAGE LLC |
| Sep 30, 2025 | Deed of Trust, Mortgage · Line of Credit EMPLOYEES RESOURCES CU |
| Oct 02, 2019 | Warranty Deed, Transfer · Veterans Administration Mortgage GARDNER FINANCIAL SERVICES LTD |
| Sep 30, 2019 | Grant Deed, Transfer ATTORNEY ONLY |
| Aug 20, 2019 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 02, 2019 · Amount on Record |
| Deed Sale | Oct 02, 2019 · Amount on Record |
| Prior Sale | Sep 30, 2019 · Amount on Record |
| Deed Doc Number | 19005199 |
| Deed Book / Page | 574 / 346 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAWRENCE TN |
| Property Address | 9 OCONNOR LN, LORETTO, TN 38469-3024 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000806989 |
|---|---|
| Date | Dec 10, 2025 |
| Book Page | 806/989 |
| Instrument | 25007050 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | 1050 WOODWARD AVE, DETROIT, MI 48226 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Jan 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAWRENCE TN |
| Property Address | 9 OCONNOR LN, LORETTO, TN 38469-3024 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000799579 |
|---|---|
| Date | Sep 30, 2025 |
| Book Page | 799/579 |
| Instrument | 25005648 |
| Name | EMPLOYEES RESOURCES CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 30, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.5% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Type Change Date | Sep 30, 2035 |
| Change Frequency | Annually |
| Max Rate At Change | 18% |
| Index | 5-Year CMT |
| Margin | 2 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAWRENCE TN |
| Recording Date | Oct 02, 2019 |
| Property Address | 9 OCONNOR LN, LORETTO, TN 38469-3024 |
| Document Number | 0000574346 |
| Book / Page | 574 / 346 |
| Instrument Date | Sep 27, 2019 |
| Instrument | 19005199 |
| Transaction Type | Transfer |
| Record Updated | Jun 21, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $802.90 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9 O CONNOK LANE, LORETTO, TN 38469 |
| Document Number | 0019005200 |
|---|---|
| Date | Oct 02, 2019 |
| Instrument | 19005200 |
| Name | GARDNER FINANCIAL SERVICES LTD |
|---|---|
| Type | Funding / Finance Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LAWRENCE TN |
| Recording Date | Sep 30, 2019 |
| Property Address | 9 OCONNOR LN, LORETTO, TN 38469-3024 |
| Document Number | 573934 |
| Book / Page | 000573 / 000934 |
| Instrument Date | Sep 25, 2019 |
| Instrument | 5120 |
| Transaction Type | Transfer |
| Record Updated | Oct 15, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $684.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 38 DRY WEAKLEY RD ETHRIDGE TN 384565608, ETHRIDGE, TN 38456-5608 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | LAWRENCE TN |
| Recording Date | Aug 20, 2019 |
| Property Address | 9 OCONNOR LN, LORETTO, TN 38469-3024 |
| Document Number | 570260 |
| Book / Page | 000570 / 000260 |
| Instrument Date | Aug 13, 2019 |
| Instrument | 4276 |
| Transaction Type | Foreclosure |
| Record Updated | Aug 27, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $606.06 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 5151 CORPORATE DR TROY MI 480982639, TROY, MI 48098-2639 |
Source: Lawrence County records · Assessment roll updated May 20, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Lawrence County |
| Unified School District | Lawrence County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,151.00 | $57,225 (-) Land $9,075 Building $48,150 | |
| 2023 | $1,151.00 | $57,225 (-) Land $9,075 Building $48,150 | |
| 2022 | $1,151.00 | $57,225 Land $9,075 Building $48,150 | $228,900 Land $36,300 Building $192,600 |
Source: FEMA National Flood Hazard Layer, Lawrence County (47099C), updated November 17, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 35% of the US · above 52% of Tennessee |
|---|---|
| Wildfire Likelihood | About 1 in 2,128 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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