Lawrence County property record for 43 O'Connor Ln, Loretto, TN 38469
| Property Type | Rural Home |
|---|---|
| Details | 3 ba · 2,303 sqft · built 2010 |
| Lot Size | 127 acres (5,533,426 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $91,000 (Apr 1999) |
| Tax Bill | $2,332 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 050134 00800 |
| Primary APN | 050134 00800 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,303 sqft Living Area |
| 1st Floor Area | 2,303 sqft |
| Basement Area | 1,802 sqft |
| Unfinished Basement | 1,802 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Brick |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 5,533,426 sqft (127 acres) |
| Terrain | Rolling |
| Garage Type | Finished |
| Garage Area | 805 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 120 sqft |
| Deck Area | 840 sqft |
| Patio Area | 840 sqft |
| Shed | 1 Shed |
| Shed Area | 448 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Street Address | 43 OCONNOR LN |
|---|---|
| City | LORETTO |
| State | TN |
| Zip | 38469-3024 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | DISTRICT: 2 |
| Jurisdiction | LAWRENCE TN |
| Township / Civil Division | 1 |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 960700 |
Source: Lawrence County records · APN 050134 00800
Assessment roll updated May 20, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 43 OCONNOR LN, LORETTO, TN 38469-3024 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 21, 1999 · Amount on Record |
| Deed Sale | Apr 21, 1999 · Amount on Record |
| Deed Document Number | 0000305490 |
| Deed Book / Page | 305 / 491 |
| Record Updated | Jun 08, 2026 |
Source: Lawrence County records · Assessment roll updated May 20, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Lawrence County |
| Unified School District | Lawrence County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,332.00 Additional exemption filed | $116,000 (-) Land $19,900 Building $96,100 | |
| 2023 | $2,332.00 Additional exemption filed | $116,000 (-) Land $19,900 Building $96,100 | |
| 2022 | $2,332.00 | $116,000 Land $19,900 Building $96,100 | $584,800 Land $200,400 Building $384,400 |
Source: FEMA National Flood Hazard Layer as of November 17, 2016 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Loretto Telephone Company Fiber | 1,000 / 1,000 |
May also be available: Spectrum.
Based on FCC filings for 6 locations within half a mile of this property.
5G and 4G LTE (outdoors only)
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | LORETTO WATER DEPARTMENT serves 5,054 people |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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