9 Nicholson Ct, Dayton, OH 45459 Property Records

Montgomery County property record for 9 Nicholson Ct, Dayton, OH 45459

Property Summary

Property Type	Condominium
Details	3 bd · 3 ba · 1,496 sqft · built 1973
Lot Size	0.019 acres (871 sqft)
Owner	Individual Name on File
Last Sale	$245,000 (Apr 2025)
Tax Bill	$4,070 (2024)
Deeds & Mortgages	Feb 2026 Line of Credit Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`O67 50204 0025`

Property Details

APN / Parcel Number

Primary APN	`O67 50204 0025`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,496 sqft Living Area
1st Floor Area	726 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Architectural Style	Condo/Apartment
Exterior Material	Combination
Construction Type	Frame
Lot Area	871 sqft
Garage Type	Detached
Garage Area	264 sqft
Parking Spaces	1 Parking Space
Deck Area	192 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	9 NICHOLSON CT
City	DAYTON
State	OH
Zip	45459-1823
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT 25 CREEKWOOD COMMONS COND
Legal Subdivision	CREEKWOOD COMMONS CONDO
Legal Lot Number	25
Legal Unit	25
Jurisdiction	MONTGOMERY OH
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1008
Census Tract	40101

Owner

9 Nicholson Ct, a condominium, is owned and occupied by an individual who bought it in April 2025.

Source: Montgomery County records, as of January 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	9 NICHOLSON CT, DAYTON, OH 45459-1823
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 6, 2026	Deed of Trust, Mortgage · Line of Credit UPSTART MORTGAGE LLC
Oct 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNION SVGS
Nov 15, 2018	Warranty Deed, Transfer · Conventional Mortgage UNION SVGS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 14, 2025 · Amount on File
Deed Sale	Apr 14, 2025 · Amount on File
Prior Sale	Nov 15, 2018 · Amount on File
Deed Document Number	2025-00019932
Record Updated	Jun 8, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	9 NICHOLSON CT, DAYTON, OH 45459-1823
Transaction Type	Mortgage
Record Updated	Feb 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9 NICHOLSON CT, DAYTON, OH 45459-1823

Mortgage

Document Number	0000007381
Date	Feb 6, 2026
Instrument	2026-00007381

Lender

Name	UPSTART MORTGAGE LLC
Type	Mortgage Company
Address	SAN MATEO, CA 94403

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	119 Months
Due	Jan 30, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	9 NICHOLSON CT, DAYTON, OH 45459-1823
Document Number	0000065900
Instrument Date	Oct 1, 2020
Transaction Type	Mortgage
Record Updated	Nov 18, 2020
Title Company	LANDMARK TITLE, LANDMARK TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9 NICHOLSON CT DAYTON OH 454591823, DAYTON, OH 45459-1823

Mortgage

Document Number	0000065900
Date	Nov 2, 2020
Instrument	65900

Lender

Name	UNION SVGS
Type	Federal Savings Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Nov 15, 2018
Property Address	9 NICHOLSON CT, DAYTON, OH 45459-1823
Document Number	0000067215
Instrument Date	Oct 29, 2018
Instrument	67215
Transaction Type	Transfer
Record Updated	Dec 7, 2018
Title Company	LANDMARK TITLE AGENCY SOUTH INC, LANDMARK TITLE AGCY SOUTH INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$465.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9 NICHOLSON CT DAYTON OH 454591823, DAYTON, OH 45459-1823

Mortgage

Document Number	67225
Date	Nov 15, 2018
Instrument	67225

Lender

Name	UNION SVGS
Type	Federal Savings Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 14, 2048

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
County Subdivision	Washington Township
Unified School District	Centerville City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$60,660 Land $10,480 Building $50,180
2024	$4,070.00 (+8.62%)
2023	$3,747.00 (-7.09%)	$60,660 (+17.38%) Land $10,480 Building $50,180	$173,310 Land $29,950 Building $143,360
2022	$4,033.00	$51,680 Land $8,960 Building $42,720
2020			$147,650 Land $25,600 Building $122,050

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 9 Nicholson Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 21, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 9 Nicholson Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315
Water Source	Purchased surface water from DAYTON PUBLIC WATER SYSTEM
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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