9 N Jackson St, Elgin, IL 60123 Property Records

Kane County property record for 9 N Jackson St, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 953 sqft · built 1895
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Last Sale	$120,000 (Jun 2025)
Tax Bill	$4,513 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-14-405-004`

Property Details

APN / Parcel Number

Primary APN	`06-14-405-004`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	5 Stories
Building Area	953 sqft Living Area
Gross Area	1,633 sqft
Basement Area	680 sqft

Exterior

Year Built	Built 1895
Effective Year Built	Effective 1895
Construction Type	Frame
Lot Area	8,712 sqft (0.2 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	9 N JACKSON ST
City	ELGIN
State	IL
Zip	60123-5429
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W C KIMBALLS PLAT OF WEST ELGIN WEST 1/2 LOT 8 & ALL OF LOT 5 BLK 34
Legal Subdivision	WEST ELGIN WEST
Legal Block	34
Legal Lot Number	8,5
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2000
Census Tract	851101

Owner

Source: Kane County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9 N JACKSON ST, ELGIN, IL 60123-5429
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2026	Deed of Trust, Mortgage · Conventional Mortgage OLD NATIONAL BANK
Jul 31, 2020	Deed of Trust, Mortgage · Commercial Mortgage ADVIA CU
Mar 22, 2023	Deed, Transfer E-CHICAGO TITLE, CHICAGO TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 27, 2025 · Amount on Record
Deed Sale	Jun 27, 2025 · Amount on Record
Prior Sale	Dec 6, 2004 · Amount on Record
Deed Document Number	202523829
Prior Transfer Date	Jul 31, 2000
Prior Transfer Doc	0000072345
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Recording Date	Jun 30, 2026
Property Address	9 N JACKSON ST, ELGIN, IL 60123-5429
Document Number	0000027423
Instrument Date	May 1, 2026
Instrument	202627423
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027423,
Date	Jun 30, 2026
Instrument	202627423

Lender

Name	OLD NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.88%
Initial Type	Fixed Rate
Max Rate	-1%

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	9 N JACKSON ST, ELGIN, IL 60123-5429
Transaction Type	Mortgage
Record Updated	Aug 5, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000042287
Date	Jul 31, 2020
Instrument	2020K042287

Lender

Name	ADVIA CU
Type	Credit Union
Address	CRYSTAL LAKE, IL 60012

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	59 Months
Due	Jun 29, 2025

Interest

Rate Type	Adjustable Rate

March 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	KANE IL
Recording Date	Mar 22, 2023
Property Address	9 N JACKSON ST, ELGIN, IL 60123-5429
Document Number	0000008812
Instrument Date	Mar 9, 2022
Instrument	2023K008812
Transaction Type	Transfer
Record Updated	Mar 29, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,513.00 (+3.51%)	$59,164 (+8.57%) Land $16,882 Building $42,282	$177,563 (+8.57%) Land $50,666 Building $126,897
2024	$4,360.00 (+12.02%)	$54,493 (+21.39%) Land $15,549 Building $38,944	$163,544 (+21.44%) Land $46,666 Building $116,879
2022	$3,892.00 (+3.95%)	$44,889 (+6.96%) Land $12,808 Building $32,081	$134,667 (+6.96%) Land $38,424 Building $96,243
2021	$3,744.00	$41,968 Land $11,975 Building $29,993	$125,904 Land $35,925 Building $89,979

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 381 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Fox Valley Internet Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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