109 N Jackson St, Elgin, IL 60123 Property Records

Kane County property record for 109 N Jackson St, Elgin, IL 60123

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,032 sqft · built 1956
Lot Size0.114 acres (4,950 sqft)
Owner2 Individual Names on Record
Tax Bill$4,398 (2025)
Flood ZoneZone X (minimal risk)
APN06-14-258-003

Property Details

APN / Parcel Number

Primary APN06-14-258-003

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,032 sqft Living Area
Gross Area2,064 sqft
1st Floor Area1,032 sqft
Basement Area1,032 sqft

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1956
Construction TypeFrame
Lot Area4,950 sqft (0.114 acres)
Garage TypeDetached
Parking Spaces1 Parking Space

Location & Zoning

Street Address109 N JACKSON ST
CityELGIN
StateIL
Zip60123-5431
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionW C KIMBALLS PLAT OF WEST ELGIN NORTHERLY 50 FT LOT 3 & NORTHERLY 50 FT OF WESTERLY 33 FT LOT 6 BLOCK 36
Legal SubdivisionWEST ELGIN NORTHERLY
Legal Block1
Legal Lot Number3
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group1
Census Block1014
Census Tract851102

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address109 N JACKSON ST, ELGIN, IL 60123-5431
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,398.00 (+15.77%) Homeowner's exemption$65,657 (+8.57%) Land $11,107 Building $54,550$197,050 (+8.57%) Land $33,334 Building $163,715
2024$60,474 (+21.39%) Land $10,230 Building $50,244$181,495 (+21.44%) Land $30,702 Building $150,792
2022$3,799.00 (+4.94%) Homeowner's exemption$49,817 (+6.96%) Land $8,427 Building $41,390$149,451 (+6.96%) Land $25,281 Building $124,170
2021$3,620.00 Homeowner's exemption$46,576 Land $7,879 Building $38,697$139,728 Land $23,637 Building $116,091

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims3 (1978–2009)
Claims Outside the SFHA2 of 3
Most Recent ClaimMar 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 381 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Fox Valley Internet
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

May also be available: Verizon.

Nearby Properties on N Jackson St

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