Berks County property record for 9 Monroe St, Reading, PA 19605
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,400 sqft · built 2001 |
| Lot Size | 0.08 acres (3,485 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $205,000 (Dec 2022) |
| Tax Bill | $1,271 (2026) |
| Deeds & Mortgages | Dec 2025 Line of Credit Dec 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 5308-12-95-6733 |
| Primary APN | 5308-12-95-6733 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,400 sqft Living Area |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 3,485 sqft (0.08 acres) |
| View / Lot | Neighborhood |
| Porch | Open Frame Porch |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 9 MONROE ST |
|---|---|
| City | READING |
| State | PA |
| Zip | 19605-3118 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | GREGORY A SARANGOULIS |
| Legal Block | 95 |
| Legal Lot Number | 1 |
| Jurisdiction | BERKS PA |
| Township / Civil Division | MUHLENBERG |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 12600 |
Source: Berks County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 9 MONROE ST, READING, PA 19605-3118 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 17, 2025 | Deed of Trust, Mortgage · Line of Credit CITADEL FCU |
| Dec 27, 2022 | Deed, Transfer · Conventional Mortgage CITADEL FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 27, 2022 · Amount on Record |
| Deed Sale | Dec 27, 2022 · Amount on Record |
| Prior Sale | Jun 3, 2011 · Amount on Record |
| Deed Document Number | 202248856 |
| Prior Transfer Date | Jul 18, 2001 |
| Prior Transfer Doc | 0000066104 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 9 MONROE ST, READING, PA 19605-3118 |
| Transaction Type | Mortgage |
| Record Updated | Dec 30, 2025 |
| Name | Verified Name |
|---|---|
| Address | 520 EAGLEVIEW BLVD, EXTON, PA 19341-1119 |
| Document Number | 0000039540 |
|---|---|
| Date | Dec 17, 2025 |
| Instrument | 2025039540 |
| Name | CITADEL FCU |
|---|---|
| Type | Credit Union |
| Address | 520 EAGLEVIEW BLVD, EXTON, PA 19341 |
| Type | Line of Credit |
|---|---|
| Term | 360 Months |
| Due | Dec 25, 2055 |
| Change Frequency | Monthly |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | BERKS PA |
| Recording Date | Dec 27, 2022 |
| Property Address | 9 MONROE ST, READING, PA 19605-3118 |
| Document Number | 0000048856 |
| Map Reference | VOL 252 PG 51 |
| Instrument Date | Dec 22, 2022 |
| Instrument | 2022048856 |
| Transaction Type | Transfer |
| Record Updated | Jan 6, 2023 |
| Title Company | POWER SETTLEMENT GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,050.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 9 MONROE ST, READING, PA 19605-3118 |
| Document Number | 0000048857 |
|---|---|
| Date | Dec 27, 2022 |
| Instrument | 2022048857 |
| Name | CITADEL FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.87% |
| Type Change Date | Jan 1, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 3.87% |
| Max Rate At Change | 7.48% |
| Index | 1-Year T-Bill |
| Max Rate | 10.8% |
Source: Berks County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Berks County |
| County Subdivision | Muhlenberg Township |
| Unified School District | Muhlenberg School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,271.00 (+6.9%) Homeowner's exemption | $84,700 (-) Land $25,200 Building $59,500 | $25,200 (-70.25%) Land $25,200 |
| 2024 | $1,189.00 | $84,700 Land $25,200 Building $59,500 | |
| 1994 | $84,700 Land $25,200 Building $59,500 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2023) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.4% of Pennsylvania |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MUHLENBERG TWP MUNI AUTH serves 22,400 people · EPA ID PA3060038 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Aug 2020 |
| Monitoring and Reporting | 26 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 10,000 / 10,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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