2A Monroe St, Reading, PA 19605 Property Records

Berks County property record for 2A Monroe St, Reading, PA 19605

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,811 sqft · built 2025
Lot Size	2.25 acres (98,010 sqft)
Owner	2 Individual Names on File
Last Sale	$27,500 (Jun 2018)
Tax Bill	$921 (2026)
Deeds & Mortgages	Apr 2022 Construction Loan Jun 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`4396-13-14-1910`

Property Details

APN / Parcel Number

Primary APN	`4396-13-14-1910`
Alternative APNs	`80-4396-13-14-1910` `80172705` `172705`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,811 sqft Living Area

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Exterior Material	Aluminum/Vinyl
Lot Area	98,010 sqft
View / Lot	Neighborhood

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	80172705
Street Address	2A MONROE ST
City	READING
State	PA
Zip	19605
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	WEST WYOMISSING
Legal Block	14
Legal Lot Number	101-1
Jurisdiction	BERKS PA
Township / Civil Division	SPRING
Census Block Group	1
Census Block	1009
Census Tract	10905

Owner

2A Monroe St is owned by two individuals who acquired it in April 2022.

Source: Berks County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	221 MONTGOMERY AVE, READING, PA 19606-1303
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2022	Intrafamily Transfer, Transfer · Construction Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA
Jun 26, 2018	Grant Deed, Transfer POWER SETTLEMENT GROUP LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 26, 2018 · Amount on File
Deed Sale	Jun 26, 2018 · Amount on File
Prior Sale	Jun 19, 2006 · Amount on File
Deed Document Number	201821310
Last Transfer Date	Apr 12, 2022
Transfer Doc	0000015475
Record Updated	Sep 20, 2026

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERKS PA
Recording Date	Apr 13, 2022
Property Address	2A MONROE ST, READING, PA 19605
Document Number	0000015475
Instrument Date	Apr 12, 2022
Instrument	2022015475
Transaction Type	Transfer
Record Updated	Apr 30, 2026
Title Company	REGAL ABSTRACT LANCASTER

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 MONTGOMERY AVE, READING, PA 19606-1303

Mortgage

Document Number	0000015476
Date	Apr 13, 2022
Instrument	2022015476

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	373 Months
Due	May 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Type Change Date	May 1, 2038
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	8.37%
Index	Other
Margin	3
Max Rate	8.37%

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BERKS PA
Recording Date	Jun 26, 2018
Property Address	2A MONROE ST, READING, PA 19605-3119
Document Number	0000021310
Instrument Date	Jun 26, 2018
Instrument	21310
Transaction Type	Transfer
Record Updated	Jul 20, 2018
Title Company	POWER SETTLEMENT GROUP LLC

Transaction

Amount	Amount on Record
Tax	$275.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	221 MONTGOMERY AVE READING PA 196061303, READING, PA 19606-1303

Tax Assessment & Valuation

The 2026 property tax bill for 2A Monroe St was $921.

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
County Subdivision	Spring Township
Unified School District	Wilson School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$921.00	$42,600 Land $42,600	$42,600 Land $42,600
2024	$857.00	$42,600 Land $42,600
1994			$42,600 Land $42,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2A Monroe St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1978–1979)
Most Recent Claim	Jan 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2A Monroe St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 93% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAW PENN DISTRICT private · serves 28,508 people · EPA ID PA3060069
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 523 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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