Essex County and Andover Town property record for 9 Millstone Cir, Andover, MA 01810
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,696 sqft · built 1975 |
| Lot Size | 0.853 acres (37,135 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $598,000 (Jul 2009) |
| Tax Bill | $12,569 (2025) |
| Deeds & Mortgages | Aug 2020 Mortgage May 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | ANDO M:00120 B:00008 L:00000 |
| Primary APN | ANDO M:00120 B:00008 L:00000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,696 sqft Living Area |
| Gross Area | 4,105 sqft |
| Basement Area | 1,296 sqft |
| Unfinished Basement | 912 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 37,135 sqft (0.853 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 9 MILLSTONE CIR |
|---|---|
| City | ANDOVER |
| State | MA |
| Zip | 01810-6022 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | PLAN 14540D SHEET 03 |
| Legal Block | 8 |
| Jurisdiction | ANDOVER MA |
| Township / Civil Division | ANDOVER |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 254301 |
Source: Essex County and Andover Town records · APN ANDO M:00120 B:00008 L:00000
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 9 MILLSTONE CIR, ANDOVER, MA 01810-6022 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Aug 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LEADER BK NA |
| May 11, 2018 | Deed of Trust, Mortgage · Line of Credit CENTURY BK/KY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 15, 2009 · Amount on Record |
| Deed Sale | Jul 15, 2009 · Amount on Record |
| Last Transfer Date | Aug 18, 2025 |
| Transfer Doc | 0000131828 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANDOVER MA |
| Property Address | 9 MILLSTONE CIR, ANDOVER, MA 01810-6022 |
| Document Number | 0000122827 |
| Instrument Date | Aug 28, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 24, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 9 MILLSTONE CIR ANDOVER MA 018106022, ANDOVER, MA 01810-6022 |
| Document Number | 0000122827 |
|---|---|
| Date | Sep 02, 2020 |
| Instrument | 122827 |
| Name | LEADER BK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANDOVER MA |
| Property Address | 9 MILLSTONE CIR, ANDOVER, MA 01810-6022 |
| Document Number | 0000117899 |
| Instrument Date | May 11, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2019 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 9 MILLSTONE CIR ANDOVER MA 018106022, ANDOVER, MA 01810-6022 |
| Document Number | 0000117899 |
|---|---|
| Date | May 16, 2018 |
| Instrument | 117899 |
| Name | CENTURY BK/KY |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 15, 2038 |
| Rate Type | Adjustable Rate |
|---|
Source: Essex County and Andover Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Andover Town |
| Unified School District | Andover School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,569.00 (+4.27%) | $1,006,300 (+7.52%) Land $523,600 Building $482,700 | $1,327,055 |
| 2024 | $12,054.00 (+4.39%) | $935,900 (+10.72%) Land $504,200 Building $431,700 | |
| 2023 | $11,547.00 | $845,300 Land $454,100 Building $391,200 |
Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250092543012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (1987–2010) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
| Wildfire Risk | Low lower than 93% of the US · lower than 83% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 80 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
May also be available: T-Mobile USA.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | ANDOVER WATER DEPT serves 36,569 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement currently in violation since Nov 2021 Corrosion control Jan 2022 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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